177 James Street, St. Catharines, ON
Property Highlights
Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Downtown. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $319,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 2 Bedrooms and 1 Bathroom
- Generous living space spanning 1100-1500 sqft on a premium 37 x 100 ft lot
- Features a unfinished, partial basement basement, adding superb versatility for recreation, a home gym, or extra storage
- 3.0 total parking spaces available
- Notable attributes: Other
- equipped with window unit(s) central cooling and highly efficient radiant heating via gas
Description
Prime Downtown Opportunity with Flexible C1 Zoning & Private Rear Parking For 3-4 Vehicles. Highly visible detached bungalow on a 35x100ft lot in the heart of downtown St. Catharines, offering a variety of permitted commercial uses and excellent exposure for your business. Originally a 2-bedroom single-family home and later converted to a commercial office use, the property offers a unique and functional residential-style layout.The main level features a large open office/reception area, a kitchen, a full 4-piece bathroom, 2 private offices, an additional open workspace, and a convenient rear-entry laundry/mudroom area. The former residential design creates a welcoming atmosphere while providing flexibility for a range of professional, office, service, and commercial uses. Situated in a prominent downtown location with parking for 3-4 vehicles at the rear of the property, this is an excellent opportunity for business owners, investors, or professionals seeking a stand-alone commercial building with exceptional visibility and accessibility. Why lease when you can own your own commercial space and invest in your own equity? A rare opportunity to secure an affordable well-located commercial property in one of St. Catharines' most established business districts. *Some Photos Have Been Virtually Staged.
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Property Summary
This detached home located at 177 James Street, St. Catharines is currently for sale and has been available on SousaSells for 1 day. This property is listed at $319,900 with an estimated mortgage of $1,065* per month. It has 2 beds, 1 bathroom, and is 1100-1500 square feet. 177 James Street, St. Catharines is in the Downtown neighborhood.
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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Downtown, St. Catharines.
- •2 spacious bedroom layout offering versatile living space
- •1 well-appointed bathroom
- •1100-1500 sqft of generous functional square footage
First-time home buyers, professionals, or investors seeking value.
Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
- Arts Centre
- Public Transit
- Rec./Commun.Centre
Interior Features
- Other
Security Features
None listed
Community Features
None listed
Property History
No historical data available for this property.
This could be the first listing for this address.
Looking to Buy a Home in St. Catharines?
If you are looking for a house in St. Catharines or researching St. Catharines real estate for sale, this 2-bedroom detached at 177 James Street, St. Catharines, ON offers an exceptional opportunity to buy a home in St. Catharines, Ontario. Whether you are a first-time St. Catharines home buyer or comparing active St. Catharines MLS® homes for sale, working with a dedicated St. Catharines buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.
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Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced St. Catharines realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.
St. Catharines Buyer Budget & Costs
Estimated mortgage: $1,065*/month*. Estimated Ontario Land Transfer Tax: $3,274. First-time St. Catharines home buyers may qualify for up to $8,475 in rebates.
Frequently Asked Questions: Buying a Home in St. Catharines
Frequently Asked Questions about 177 James Street, St. Catharines, ON
Q.What is the asking price for 177 James Street, St. Catharines, ON ?
The current listing price for 177 James Street, St. Catharines, ON in Downtown, St. Catharines is $319,900.
Q.How many bedrooms and bathrooms does this property have?
This property features 2 bedrooms and 1 bathroom across approximately 1100-1500 sqft.
Q.What property type and architectural style is 177 James Street, St. Catharines, ON ?
177 James Street, St. Catharines, ON is a Detached (Bungalow) featuring a Unfinished, Partial Basement basement.
Q.What key property features does 177 James Street, St. Catharines, ON offer?
Key property features include: Arts Centre, Public Transit, Rec./Commun.Centre.
Q.What interior features are included in this home?
Interior highlights include: Other.
Q.Is parking available at this property?
Yes, this property offers parking space for 3.0 vehicles (None).
Q.What heating and cooling systems are installed?
Heating is provided via Gas and cooling via Window Unit(s).
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Location
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Open in Google MapsNeighborhood Safety & Crime Analytics
Downtown, St. Catharines
8 assaults (30.0/100k)
8 B&E (30.0/100k)
10 thefts (35.0/100k)
Improving vs previous year
Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.
Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.
Pricing & Value Insights
Data-driven valuation for 177 James Street, St. Catharines, ON L2R 5C4
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in St. Catharines, ON
For a property listed at $319,900 in St. Catharines, the legal minimum down payment is $15,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $3,274 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $3,274.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.
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