213 Geneva Street, St. Catharines, ON

$450,000
MLS#:X13140390
8 beds
6 baths
2000-2500 sqft
2.0 parking
Residential Freehold
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Added:May 15, 2026(110 days ago)
Updated:Aug 11, 2026(22 days ago)
Last Checked:10 minutes ago

Property Highlights

Welcome to this remarkable 2-Storey multiplex located in the coveted neighborhood of Downtown. Expertly crafted featuring premium stucco (plaster) and other construction, this residence presents an exceptional opportunity offered at $450,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 8 Bedrooms and 6 Bathrooms with 5 functional kitchens
  • Generous living space spanning 2000-2500 sqft on a premium 32 x 96.6 ft lot
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: Carpet Free
  • equipped with other central cooling and highly efficient radiant heating via gas

Description

Fully occupied investment property with 2 full kitchens, 3 kitchenettes, 6 full bathrooms, and 8 bedrooms in total. Located just south of the QEW in Downtown St.Catharines Fitzgerald neighbourhood within walking distance to the Fairview Mall and surrounding shopping centres. The main floor has a mutual kitchen and three bedrooms each with their own full ensuite washroom, with the rear unit having its own private exterior entrance, a kitchenette, and an access door into the main space. The basement has a storage and utility area along with another bedroom containing a full ensuite washroom and kitchenette. On the second floor there is a second full kitchen, a shared four-piece bathroom, and 4 bedrooms with the rear bedroom having its own ensuite washroom, kitchenette, and a private exterior entrance with balcony. This property is generating great income for the purchase price and has a great deal of future potential as well.

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Property Summary

This multiplex located at 213 Geneva Street, St. Catharines is currently for sale and has been available on SousaSells for 110 days. This property is listed at $450,000 with an estimated mortgage of $1,498* per month. It has 8 beds, 6 bathrooms, and is 2000-2500 square feet. 213 Geneva Street, St. Catharines is in the Downtown neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 8 bedrooms and 6 bathrooms, this home offers ample space and comfort for growing families in Downtown, St. Catharines.

Highly Recommended for Families
What We Love About This Home
  • •8 spacious bedroom layout offering versatile living space
  • •6 well-appointed bathrooms
  • •2000-2500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Downtown, St. Catharines.

Target Buyer Match

Key Features

Bedrooms
8
Bathrooms
6
Kitchens
5
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
AddedMay 15, 2026 (110 days ago)
UpdatedAug 11, 2026 (22 days ago)
Last Checked10 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeMultiplex
Architectural Style2-Storey
ConstructionStucco (Plaster), Other
BasementFinished
Lot Size32 Ă— 96.6 Feet
CountyNiagara
Annual Tax$3,833
Legal DescriptionLT 5 CY PL 142 GRANTHAM; PT LT 6 CY PL 142 GRANTHAM AS IN RO614736 S/T RO792142; ST. CATHARINES

Parking & Garage

Parking Total2.0
Parking Space2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeRadiant
CoolingOther

Features

Property Features

None listed

Interior Features

  • Carpet Free

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 213 Geneva Street, St. Catharines, ON

Q.What is the asking price for 213 Geneva Street, St. Catharines, ON ?

The current listing price for 213 Geneva Street, St. Catharines, ON in Downtown, St. Catharines is $450,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 8 bedrooms and 6 bathrooms across approximately 2000-2500 sqft.

Q.What property type and architectural style is 213 Geneva Street, St. Catharines, ON ?

213 Geneva Street, St. Catharines, ON is a Multiplex (2-Storey) featuring a Finished basement.

Q.What interior features are included in this home?

Interior highlights include: Carpet Free.

Q.Is parking available at this property?

Yes, this property offers parking space for 2.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Other.

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Location

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213 Geneva Street, St. Catharines, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Downtown, St. Catharines

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 213 Geneva Street, St. Catharines, ON L2R 4P9

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

Configure Loan Settings

Interest Rate4.00%
Down Payment$135,000 (30.0%)
* Minimum Canadian down payment required for this price is $22,500.
Amortization Period30 Years
Estimated Monthly Payment$1,498Based on a loan of $315,000 over 30 years.
Purchase Price$450,000
Loan Amount$315,000
Provincial Land Transfer Tax:$5,475
Total Estimated Closing Taxes:$5,475

About Purchasing a Home in St. Catharines, ON

For a property listed at $450,000 in St. Catharines, the legal minimum down payment is $22,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,475 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,475.

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Downtown, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Downtown, St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$766,597

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Downtown, St. Catharines

Elementary Schools

St Nicholas
Public149 Church Street, St. Catharines, Ontario, L2R 3E2
4.4
Immaculée-Conception
Public153 Church Street, St. Catharines, Ontario, L2R 3E2
6.3
Harriet Tubman
Public84 Henry Street, St. Catharines, Ontario, L2R 5V4
6.3
St Denis
Public175 Carlton Street, St. Catharines, Ontario, L2R 1S1
5.4
Connaught
Public28 Prince Street, St. Catharines, Ontario, L2R 3X7
8.5

Secondary Schools

No secondary schools data loaded.

Downtown, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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