260 VINE Street, St. Catharines, ON

$1,550,000
MLS#:X13637928
3 beds
0 baths
Commercial
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Added:Aug 5, 2026(29 days ago)
Updated:Aug 5, 2026(29 days ago)
Last Checked:14 minutes ago

Property Highlights

Welcome to this remarkable investment located in the coveted neighborhood of Facer. Offering a sublime balance of structural integrity and modern aesthetic appeal, this residence presents an exceptional opportunity offered at $1,550,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 0 Bathrooms
  • Premium 76 x 235.74 ft lot size
  • equipped with no central cooling and highly efficient baseboard heating via gas

Description

260 Vine Street, St. Catharines - 9-Unit Multi-Residential Income Property. A rare opportunity to acquire a 9-unit income property in one of St. Catharines' most sought-after locations. This character-filled converted residence offers investors strong in-place cash flow with the added advantage of two vacant units - for new tenants at current market rents. Located just minutes from downtown St. Catharines, Brock University, the Pen Centre, and GO Transit connections, 260 Vine Street benefits from a consistent tenant pool. The property's central location keeps vacancy low and makes it one of the most in-demand addresses in the Niagara region for renters.The building comprises nine self-contained residential units across a thoughtfully converted property, with additional conversion potential for the right buyer looking to maximize density and returns.

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

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Property Summary

This investment located at 260 VINE Street, St. Catharines is currently for sale and has been available on SousaSells for 29 days. This property is listed at $1,550,000 with an estimated mortgage of $5,159* per month. It has 3 beds, 0 bathrooms, and is unknown square feet. 260 VINE Street, St. Catharines is in the Facer neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 0 bathroom, this home offers ample space and comfort for growing families in Facer, St. Catharines.

Highly Recommended for Families
What We Love About This Home
  • •3 spacious bedroom layout offering versatile living space
  • •Desirable Investment architecture in Facer, St. Catharines
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in St. Catharines.

Target Buyer Match

Key Features

Bedrooms
3
0
Property Type
Commercial

Additional Details

StatusActive
AddedAug 5, 2026 (29 days ago)
UpdatedAug 5, 2026 (29 days ago)
Last Checked14 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeInvestment
Lot Size76 Ă— 235.74 Feet
CountyNiagara
Annual Tax$22,298.42
Legal DescriptionLT 3, PL 437 ; ST. CATHARINES

Parking & Garage

Parking Space15
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeBaseboard
CoolingNo

Features

Property Features

None listed

Interior Features

None listed

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 260 VINE Street, St. Catharines, ON

Q.What is the asking price for 260 VINE Street, St. Catharines, ON ?

The current listing price for 260 VINE Street, St. Catharines, ON in Facer, St. Catharines is $1,550,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and null bathrooms.

Q.What property type and architectural style is 260 VINE Street, St. Catharines, ON ?

260 VINE Street, St. Catharines, ON is a Investment () featuring a basement.

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via No.

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Location

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260 VINE Street, St. Catharines, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Facer, St. Catharines

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 260 VINE Street, St. Catharines, ON L2M 4T1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

Configure Loan Settings

Interest Rate4.00%
Down Payment$465,000 (30.0%)
* Minimum Canadian down payment required for this price is $310,000.
Amortization Period30 Years
Estimated Monthly Payment$5,159Based on a loan of $1,085,000 over 30 years.
Purchase Price$1,550,000
Loan Amount$1,085,000
Provincial Land Transfer Tax:$27,475
Total Estimated Closing Taxes:$27,475

About Purchasing a Home in St. Catharines, ON

For a property listed at $1,550,000 in St. Catharines, the legal minimum down payment is $310,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $27,475 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $27,475.

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Facer, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Facer, St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$547,710

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Facer, St. Catharines

Elementary Schools

Prince of Wales
Public95 Facer Street, St. Catharines, Ontario, L2M 5J6
6.8
St Alfred
Public280 Vine Street, St. Catharines, Ontario, L2M 4T3
4.6
Lincoln Centennial
Public348 Scott Street, St. Catharines, Ontario, L2N 1J5
9.2
Carleton
Public1 Carlton Park Drive, St. Catharines, Ontario, L2M 4M9
6.8
E I McCulley
Public16 Berkley Drive, St. Catharines, Ontario, L2M 6B8
6.5

Secondary Schools

No secondary schools data loaded.

Facer, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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