38 Yates Street, St. Catharines, ON

$1,888,000
MLS#:X13668276
4 beds
3 baths
3500-5000 sqft
6.0 parking
Residential Freehold
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Added:Aug 12, 2026(21 days ago)
Updated:Aug 12, 2026(21 days ago)
Last Checked:21 minutes ago

Property Highlights

Welcome to this remarkable 2 1/2 Storey detached located in the coveted neighborhood of Downtown. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $1,888,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Generous living space spanning 3500-5000 sqft on a premium 100 x 144.3 ft lot
  • Features a full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Auto Garage Door Remote, Bar Fridge, Carpet Free
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Come to visit this grand & statueque mansion & instantly be awed & want to call it this home 38 Yates where perfection has stood the test of time since 1863. Historically significant & fully restored mansion maintaining the test of opulence of a by gone era but with all the modern conveniences. 11' ceilings with original italianite plaster detailing. An addition with 9' ceilings was added in late 1890's. Principal rooms are all large & have original ornate fireplaces (non working). The front living room is being used as a media room. Massive pocket doors open to a library/art room with a fireplace. The formal dining room easily seats 10+. Go out the garden door to your paradise yard. The heart of the home is the updated eat-in kitchen with high-end appliances, granite counters & opens to the sun-filled family room with wall-to-wall windows & a working gas fireplace. A very large pantry room & coatroom completes the space. Use the back stairs or the grand formal main stairway to go to the 2nd level. The front primary suite has a few stairs to the private space. A large office has built-in bookcases & lots of light. The 5pc ensuite has 2 classic pedestal sinks, a walk-in jet tub, separate shower. The primary bedroom is bright & cheery with natural light. What was a bedroom is now a dressing room with wall-to-wall closets, a centre-drawered island & a vanity. Two more bedrooms follow. Plus a 4pc with a separate shower & soaker tub. The laundry room has cabinets, sink & a full-size washer & dryer. A hidden stairway leads to the top floor finished with wall-to-wall cabinets & windows - ideal for beds, playroom, art or writer's room. The yard is magnificent with shade & sun areas, pathways, fountain, covered patio, hot tub, & large shed with a house generator. The garage has a lift to allow for 2 cars. Concrete driveway easily parks 3-4 cars. Classic heritage, major modern updates, superior location & outstanding price. Come home to 38 Yates Street.

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

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Property Summary

This detached home located at 38 Yates Street, St. Catharines is currently for sale and has been available on SousaSells for 21 days. This property is listed at $1,888,000 with an estimated mortgage of $6,284* per month. It has 4 beds, 3 bathrooms, and is 3500-5000 square feet. 38 Yates Street, St. Catharines is in the Downtown neighborhood.

Work with the SOUSA TEAM to unlock your .

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in Downtown, St. Catharines.

Highly Recommended for Families
What We Love About This Home
  • •4 spacious bedroom layout offering versatile living space
  • •3 well-appointed bathrooms
  • •3500-5000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Downtown, St. Catharines.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Living Area
3500-5000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
AddedAug 12, 2026 (21 days ago)
UpdatedAug 12, 2026 (21 days ago)
Last Checked21 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2 1/2 Storey
ConstructionBrick
BasementFull
Lot Size100 Ă— 144.3 Feet
CountyNiagara
Annual Tax$11,164
Legal DescriptionCP 2 Lot 1180

Parking & Garage

Parking Total6.0
Parking Space4
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Arts Centre
  • Fenced Yard
  • Golf
  • Hospital
  • Park
  • River/Stream

Interior Features

  • Auto Garage Door Remote
  • Bar Fridge
  • Carpet Free
  • Generator - Full
  • Storage
  • Sump Pump
  • Upgraded Insulation
  • Water Heater Owned
  • Water Meter

Security Features

  • Alarm System

Community Features

None listed

Frequently Asked Questions about 38 Yates Street, St. Catharines, ON

Q.What is the asking price for 38 Yates Street, St. Catharines, ON ?

The current listing price for 38 Yates Street, St. Catharines, ON in Downtown, St. Catharines is $1,888,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 3 bathrooms across approximately 3500-5000 sqft.

Q.What property type and architectural style is 38 Yates Street, St. Catharines, ON ?

38 Yates Street, St. Catharines, ON is a Detached (2 1/2 Storey) featuring a Full basement.

Q.What key property features does 38 Yates Street, St. Catharines, ON offer?

Key property features include: Arts Centre, Fenced Yard, Golf, Hospital, Park, River/Stream.

Q.What interior features are included in this home?

Interior highlights include: Auto Garage Door Remote, Bar Fridge, Carpet Free, Generator - Full, Storage, Sump Pump, Upgraded Insulation, Water Heater Owned, Water Meter.

Q.What security features are installed at 38 Yates Street, St. Catharines, ON ?

Security features include: Alarm System.

Q.Is parking available at this property?

Yes, this property offers parking space for 6.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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38 Yates Street, St. Catharines, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Downtown, St. Catharines

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 38 Yates Street, St. Catharines, ON L2R 5R4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

Configure Loan Settings

Interest Rate4.00%
Down Payment$566,400 (30.0%)
* Minimum Canadian down payment required for this price is $377,600.
Amortization Period30 Years
Estimated Monthly Payment$6,284Based on a loan of $1,321,600 over 30 years.
Purchase Price$1,888,000
Loan Amount$1,321,600
Provincial Land Transfer Tax:$34,235
Total Estimated Closing Taxes:$34,235

About Purchasing a Home in St. Catharines, ON

For a property listed at $1,888,000 in St. Catharines, the legal minimum down payment is $377,600 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $34,235 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $34,235.

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Downtown, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Downtown, St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$765,585

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Downtown, St. Catharines

Elementary Schools

St Nicholas
Public149 Church Street, St. Catharines, Ontario, L2R 3E2
4.4
Immaculée-Conception
Public153 Church Street, St. Catharines, Ontario, L2R 3E2
6.3
Harriet Tubman
Public84 Henry Street, St. Catharines, Ontario, L2R 5V4
6.3
St Denis
Public175 Carlton Street, St. Catharines, Ontario, L2R 1S1
5.4
Connaught
Public28 Prince Street, St. Catharines, Ontario, L2R 3X7
8.5

Secondary Schools

No secondary schools data loaded.

Downtown, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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