405 Merritt Street, Unit 2, St. Catharines, ON
Property Highlights
Welcome to this remarkable Apartment condo apartment located in the coveted neighborhood of Oakdale. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $270,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 1 Bedroom and 1 Bathroom
- Generous living space spanning 500-599 sqft
- Features a apartment basement, adding superb versatility for recreation, a home gym, or extra storage
- 1.0 total parking spaces available
- Notable attributes: Carpet Free
- equipped with central air central cooling and highly efficient forced air heating via electric
Description
Welcome to St. James Lofts, a distinctive boutique condo set within a beautifully converted historic church. Rich in architectural character and thoughtfully adapted for modern living, this unique residence is ideally located just steps from shopping, restaurants, transit to Brock University, and convenient highway access.Filled with natural light from oversized windows, the open-concept layout showcases soaring ceilings and a spacious loft-inspired design. The kitchen features full-size appliances and a large island ideal for cooking, dining, and entertaining. Thoughtfully designed with functionality in mind, the unit also offers excellent storage, including a generous front closet and additional storage space within the in-suite laundry area. Exclusive parking, shared balcony access, and heat and water included in the condo fees add to the appeal.Blending historic charm with contemporary comfort, this one-of-a-kind loft-style condo is a rare offering you won't want to miss.
Schedule a Tour
Contact us to schedule a private viewing of this property.
Contact Agent
Property Summary
This condo apartment located at 405 Merritt Street, St. Catharines is currently for sale and has been available on SousaSells for 29 days. This property is listed at $270,000 with an estimated mortgage of $899* per month. It has 1 bed, 1 bathroom, and is 500-599 square feet. 405 Merritt Street, St. Catharines is in the Oakdale neighborhood.
Work with the SOUSA TEAM to unlock your .
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Oakdale, St. Catharines.
- •1 spacious bedroom layout offering versatile living space
- •1 well-appointed bathroom
- •500-599 sqft of generous functional square footage
Urban professionals, first-time buyers, or investors looking for low-maintenance living in St. Catharines.
Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
None listed
Interior Features
- Carpet Free
Security Features
None listed
Community Features
None listed
Frequently Asked Questions about 405 Merritt Street, Unit 2, St. Catharines, ON
Q.What is the asking price for 405 Merritt Street, Unit 2, St. Catharines, ON ?
The current listing price for 405 Merritt Street, Unit 2, St. Catharines, ON in Oakdale, St. Catharines is $270,000.
Q.How many bedrooms and bathrooms does this property have?
This property features 1 bedroom and 1 bathroom across approximately 500-599 sqft.
Q.What property type and architectural style is 405 Merritt Street, Unit 2, St. Catharines, ON ?
405 Merritt Street, Unit 2, St. Catharines, ON is a Condo Apartment (Apartment) featuring a Apartment basement.
Q.What interior features are included in this home?
Interior highlights include: Carpet Free.
Q.Is parking available at this property?
Yes, this property offers parking space for 1.0 vehicle (None).
Q.What heating and cooling systems are installed?
Heating is provided via Electric and cooling via Central Air.
Virtual Tour & 3D Walkthrough
Virtual 360° Walkthrough & Live Video Tour
Request a live agent video tour or get 3D virtual walkthrough access for 405 Merritt Street, Unit 2, St. Catharines, ON .
Location
Google Street View
Open in Google MapsNeighborhood Safety & Crime Analytics
Oakdale, St. Catharines
8 assaults (30.0/100k)
8 B&E (30.0/100k)
10 thefts (35.0/100k)
Improving vs previous year
Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.
Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.
Property History
No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 405 Merritt Street 2, St. Catharines, ON L2P 1P5
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Mortgage & Affordability Audit
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.
Configure Loan Settings
About Purchasing a Home in St. Catharines, ON
For a property listed at $270,000 in St. Catharines, the legal minimum down payment is $13,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $2,525 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $2,525.
Similar Listings in Oakdale, St. Catharines
Explore all Just Listed Homes in St. Catharines →
Oakdale, St. Catharines Neighborhood Guide
Comprehensive city-wide demographics, local real estate stats, and school rankings for Oakdale, St. Catharines.
People & Families
Age Distribution
Household Composition
Top Ethnic Origins
Best Schools in Oakdale, St. Catharines
Elementary Schools
Secondary Schools
Oakdale, St. Catharines Demographic Home information
Structural Home Types
Tenure (Ownership vs Rental)
Need more details or a custom CMA?
Generate a full market evaluation or explore city guides using the sidebar links.
Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.
Similar Active Listings in St. Catharines
Compare prices, square footage, and school zones for similar Residential Condo & Other nearby
7 GALE Crescent, Unit 502, St. Catharines
Discover easy, low-maintenance living at **7 Gale Crescent, Unit 502**, ideally located in the heart...
359 Geneva Street, Unit 309, St. Catharines
Welcome to Geneva on the Park - an excellent opportunity for first-time buyers looking to make the m...
365 Geneva Street, Unit 1002, St. Catharines
Welcome to effortless condo living at Parklands, where comfort, convenience, and low maintenance liv...
452 Carlton Street, Unit 25, St. Catharines
Renovated and fresh! This 2 bedroom condo apartment has had a total makeover! Sparkling new kitchen ...