557 Lake Street, St. Catharines, ON

$664,900
MLS#:X13588644
6 beds
2 baths
1100-1500 sqft
4.0 parking
Residential Freehold
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Added:Jul 21, 2026(43 days ago)
Updated:Aug 6, 2026(27 days ago)
Last Checked:10 minutes ago

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Lakeport. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $664,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 6 Bedrooms and 2 Bathrooms with 3 functional kitchens
  • Generous living space spanning 1100-1500 sqft on a premium 70.5 x 111.19 ft lot
  • Features a finished with walk-out basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available
  • Notable attributes: Carpet Free, In-Law Capability, In-Law Suite
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 557 Lake St - a well-kept, income-generating 2-family home in the highly convenient north end of St. Catharines. This solid property features two spacious 3-bedroom units-one on the main level and one on the lower level-each offering generous living space and modern updates. The layout also allows the home to be easily converted back into a single-family residence if preferred, giving you exceptional flexibility. Step inside to find tastefully renovated interiors, including updated kitchens with stone countertops, refreshed bathrooms, and clean, contemporary finishes throughout. Bright, functional layouts make both units appealing to families and long-term tenants. With two separate hydro meters, each household manages its own usage-a great feature for investors. Both units are currently leased to families, providing immediate, steady rental income. Perfectly located near shopping, parks, transit, and top-rated schools including Eden High School, St. Francis Catholic Secondary, Parnall PS, Dalewood PS, and École Élémentaire L'Héritage, this property offers the ideal blend of convenience, size, and value. Whether you're expanding your rental portfolio, seeking a multi-family living solution, or wanting a home that can easily be returned to single-family use, 557 Lake St is a fantastic opportunity worth exploring.

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Property Summary

This detached home located at 557 Lake Street, St. Catharines is currently for sale and has been available on SousaSells for 43 days. This property is listed at $664,900 with an estimated mortgage of $2,213* per month. It has 6 beds, 2 bathrooms, and is 1100-1500 square feet. 557 Lake Street, St. Catharines is in the Lakeport neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 6 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Lakeport, St. Catharines.

Highly Recommended for Families
What We Love About This Home
  • •6 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Lakeport, St. Catharines.

Target Buyer Match

Key Features

Bedrooms
6
Bathrooms
2
Kitchens
3
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
AddedJul 21, 2026 (43 days ago)
UpdatedAug 6, 2026 (27 days ago)
Last Checked10 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick
BasementFinished with Walk-Out
Lot Size70.5 Ă— 111.19 Feet
CountyNiagara
Annual Tax$4,650
Legal DescriptionLT 54 PL 643 ; S/T RO225746 ST. CATHARINES

Parking & Garage

Parking Total4.0
Parking Space4
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Carpet Free
  • In-Law Capability
  • In-Law Suite
  • Separate Hydro Meter

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 557 Lake Street, St. Catharines, ON

Q.What is the asking price for 557 Lake Street, St. Catharines, ON ?

The current listing price for 557 Lake Street, St. Catharines, ON in Lakeport, St. Catharines is $664,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 6 bedrooms and 2 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 557 Lake Street, St. Catharines, ON ?

557 Lake Street, St. Catharines, ON is a Detached (Bungalow) featuring a Finished with Walk-Out basement.

Q.What interior features are included in this home?

Interior highlights include: Carpet Free, In-Law Capability, In-Law Suite, Separate Hydro Meter.

Q.Is parking available at this property?

Yes, this property offers parking space for 4.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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557 Lake Street, St. Catharines, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Lakeport, St. Catharines

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 557 Lake Street, St. Catharines, ON L2N 4J1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

Configure Loan Settings

Interest Rate4.00%
Down Payment$199,470 (30.0%)
* Minimum Canadian down payment required for this price is $41,490.
Amortization Period30 Years
Estimated Monthly Payment$2,213Based on a loan of $465,430 over 30 years.
Purchase Price$664,900
Loan Amount$465,430
Provincial Land Transfer Tax:$9,773
Total Estimated Closing Taxes:$9,773

About Purchasing a Home in St. Catharines, ON

For a property listed at $664,900 in St. Catharines, the legal minimum down payment is $41,490 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,773 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,773.

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Lakeport, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Lakeport, St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$572,786

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Lakeport, St. Catharines

Elementary Schools

Parnall
Public507 Geneva Street, St. Catharines, Ontario, L2N 2H7
8.7
Pine Grove
Public690 Lake Street, Port Dalhousie, St. Catharines, Ontario, L2N 4J5
9.2
St James
Public615 Geneva Street, St. Catharines, Ontario, L2N 2J3
5.4
Lincoln Centennial
Public348 Scott Street, St. Catharines, Ontario, L2N 1J5
9.2
Dalewood
Public61 Duncan Drive, St. Catharines, Ontario, L2N 3P3
7.9

Secondary Schools

No secondary schools data loaded.

Lakeport, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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