64 Division Street, St. Catharines, ON

$245,000
MLS#:X13731342
3 beds
2 baths
1100-1500 sqft
Residential Freehold
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Added:Sep 1, 2026(1 day ago)
Updated:Sep 1, 2026(1 day ago)
Last Checked:17 minutes ago

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of E. Chester. Expertly crafted featuring premium brick veneer and other construction, this residence presents an exceptional opportunity offered at $245,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 40 x 75.61 ft lot
  • Features a full, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 0.0 total parking spaces available
  • Notable attributes: Carpet Free
  • Efficient forced air heating via gas

Description

Attention savvy DIYers and investors: 64 Division Street represents the ultimate opportunity to build massive equity and generate a great profit when the market turns around. This VACANT fixer-upper is priced exactly right for anyone looking to take advantage of today's market conditions and build sweat equity. The home features a great, functional layout that flows beautifully, starting with a highly convenient main-floor bathroom. Upstairs, you will find three spacious bedrooms alongside a second full bathroom, offering a fantastic footprint for personalization. Step outside to a deep, spacious backyard that provides the perfect canvas for future gardens, entertaining spaces, or patios. Ideally located just steps from vibrant downtown St. Catharines, you are within walking distance of incredible local dining, cafes, and transit. Best of all, the property backs directly onto an apartment parking lot, ensuring unique privacy with absolutely no noisy rear or side neighbors on that side of the home.

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Property Summary

This detached home located at 64 Division Street, St. Catharines is currently for sale and has been available on SousaSells for 1 day. This property is listed at $245,000 with an estimated mortgage of $816* per month. It has 3 beds, 2 bathrooms, and is 1100-1500 square feet. 64 Division Street, St. Catharines is in the E. Chester neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in E. Chester, St. Catharines.

Highly Recommended for Families
What We Love About This Home
  • •3 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in St. Catharines.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
AddedSep 1, 2026 (1 day ago)
UpdatedSep 1, 2026 (1 day ago)
Last Checked17 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick Veneer, Other
BasementFull, Unfinished
Lot Size40 Ă— 75.61 Feet
CountyNiagara
Annual Tax$3,144
Legal DescriptionPT LT 3571 CP PL 2 GRANTHAM PT 1 , 30R7284; ST. CATHARINES

Parking & Garage

Parking Total0.0
Parking Space0
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingNone

Features

Property Features

  • Fenced Yard
  • Public Transit

Interior Features

  • Carpet Free

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 64 Division Street, St. Catharines, ON

Q.What is the asking price for 64 Division Street, St. Catharines, ON ?

The current listing price for 64 Division Street, St. Catharines, ON in E. Chester, St. Catharines is $245,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 2 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 64 Division Street, St. Catharines, ON ?

64 Division Street, St. Catharines, ON is a Detached (2-Storey) featuring a Full, Unfinished basement.

Q.What key property features does 64 Division Street, St. Catharines, ON offer?

Key property features include: Fenced Yard, Public Transit.

Q.What interior features are included in this home?

Interior highlights include: Carpet Free.

Q.Is parking available at this property?

Yes, this property offers parking space for 0.0 vehicle (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via None.

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Location

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64 Division Street, St. Catharines, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

E. Chester, St. Catharines

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 64 Division Street, St. Catharines, ON L2R 3G6

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

Configure Loan Settings

Interest Rate4.00%
Down Payment$73,500 (30.0%)
* Minimum Canadian down payment required for this price is $12,250.
Amortization Period30 Years
Estimated Monthly Payment$816Based on a loan of $171,500 over 30 years.
Purchase Price$245,000
Loan Amount$171,500
Provincial Land Transfer Tax:$2,175
Total Estimated Closing Taxes:$2,175

About Purchasing a Home in St. Catharines, ON

For a property listed at $245,000 in St. Catharines, the legal minimum down payment is $12,250 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $2,175 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $2,175.

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E. Chester, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for E. Chester, St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$645,990

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in E. Chester, St. Catharines

Elementary Schools

Connaught
Public28 Prince Street, St. Catharines, Ontario, L2R 3X7
8.5
Immaculée-Conception
Public153 Church Street, St. Catharines, Ontario, L2R 3E2
6.3
St Nicholas
Public149 Church Street, St. Catharines, Ontario, L2R 3E2
4.4
Jeanne Sauve
Public91 Bunting Road, St. Catharines, Ontario, L2P 3G8
7.6
Prince of Wales
Public95 Facer Street, St. Catharines, Ontario, L2M 5J6
6.8

Secondary Schools

No secondary schools data loaded.

E. Chester, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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