77 Yates Street, Unit 403, St. Catharines, ON

$970,000
MLS#:X12934456
2 beds
2 baths
1200-1399 sqft
1.0 parking
Residential Condo & Other
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Added:Mar 30, 2026(156 days ago)
Updated:Aug 5, 2026(28 days ago)
Last Checked:19 minutes ago

Property Highlights

Welcome to this remarkable Apartment condo apartment located in the coveted neighborhood of Downtown. Expertly crafted featuring premium concrete and stucco (plaster) construction, this residence presents an exceptional opportunity offered at $970,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1200-1399 sqft
  • Features a finished with walk-out basement, adding superb versatility for recreation, a home gym, or extra storage
  • 1.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Carpet Free, Intercom
  • equipped with central air central cooling and highly efficient fan coil heating via other

Description

Big, Bright and Bold. This 2 Bedroom, 2 Bathroom Suite features wall to wall windows for maximum light and beautiful west views with sunsets, water and Ridley College views. Open concept living and dining with access to a 17' X 9' balcony for lots of fresh air. A real Laundry Room offers a sink and full-size Whirlpool washer and dryer. The Kitchen area has a double sink, 3 Fisher & Paykel appliances, ample cabinets and eating island. A 3pc with large shower services the guest Bedroom. The Primary Bedroom has a walkout to the balcony, walk-in closet and lavish 5pc Ensuite with shower, 2 sinks and seperate tub. Spend hours on the roof out on the terrace, Exercise Room or in the grand Party Room with fully equipped Kitchen. Exclusive custom 37 suite building on historical Yates Street. Walk to all that downtown offers - First Ontario Performing Arts Centre, shopping, restaurants, farmer's market, Meridian Centre and more.

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

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Property Summary

This condo apartment located at 77 Yates Street, St. Catharines is currently for sale and has been available on SousaSells for 156 days. This property is listed at $970,000 with an estimated mortgage of $3,229* per month. It has 2 beds, 2 bathrooms, and is 1200-1399 square feet. 77 Yates Street, St. Catharines is in the Downtown neighborhood.

Work with the SOUSA TEAM to unlock your .

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 2 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Downtown, St. Catharines.

Highly Recommended for Families
What We Love About This Home
  • •2 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •1200-1399 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Urban professionals, first-time buyers, or investors looking for low-maintenance living in St. Catharines.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
2
Kitchens
1
Living Area
1200-1399 sqft
Property Type
Residential Condo & Other

Additional Details

StatusActive
AddedMar 30, 2026 (156 days ago)
UpdatedAug 5, 2026 (28 days ago)
Last Checked19 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeCondo Apartment
Architectural StyleApartment
ConstructionConcrete, Stucco (Plaster)
BasementFinished with Walk-Out
CountyNiagara
Annual Tax$8,040.22

Parking & Garage

Parking Total1.0
Parking Space0
Garage TypeAttached

Heating & Cooling

Heat SourceOther
Heat TypeFan Coil
CoolingCentral Air

Features

Property Features

  • Arts Centre
  • Clear View
  • Golf
  • Hospital
  • Park
  • Public Transit

Interior Features

  • Auto Garage Door Remote
  • Carpet Free
  • Intercom
  • Primary Bedroom - Main Floor
  • Separate Heating Controls
  • Separate Hydro Meter
  • Storage Area Lockers
  • Water Heater

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 77 Yates Street, Unit 403, St. Catharines, ON

Q.What is the asking price for 77 Yates Street, Unit 403, St. Catharines, ON ?

The current listing price for 77 Yates Street, Unit 403, St. Catharines, ON in Downtown, St. Catharines is $970,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 2 bathrooms across approximately 1200-1399 sqft.

Q.What property type and architectural style is 77 Yates Street, Unit 403, St. Catharines, ON ?

77 Yates Street, Unit 403, St. Catharines, ON is a Condo Apartment (Apartment) featuring a Finished with Walk-Out basement.

Q.What key property features does 77 Yates Street, Unit 403, St. Catharines, ON offer?

Key property features include: Arts Centre, Clear View, Golf, Hospital, Park, Public Transit.

Q.What interior features are included in this home?

Interior highlights include: Auto Garage Door Remote, Carpet Free, Intercom, Primary Bedroom - Main Floor, Separate Heating Controls, Separate Hydro Meter, Storage Area Lockers, Water Heater.

Q.Is parking available at this property?

Yes, this property offers parking space for 1.0 vehicle (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Other and cooling via Central Air.

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Location

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77 Yates Street, Unit 403, St. Catharines, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Downtown, St. Catharines

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 77 Yates Street 403, St. Catharines, ON L2R 5R7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

Configure Loan Settings

Interest Rate4.00%
Down Payment$291,000 (30.0%)
* Minimum Canadian down payment required for this price is $72,000.
Amortization Period30 Years
Estimated Monthly Payment$3,229Based on a loan of $679,000 over 30 years.
Purchase Price$970,000
Loan Amount$679,000
Provincial Land Transfer Tax:$15,875
Total Estimated Closing Taxes:$15,875

About Purchasing a Home in St. Catharines, ON

For a property listed at $970,000 in St. Catharines, the legal minimum down payment is $72,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $15,875 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $15,875.

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Downtown, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Downtown, St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$765,585

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Downtown, St. Catharines

Elementary Schools

St Nicholas
Public149 Church Street, St. Catharines, Ontario, L2R 3E2
4.4
Immaculée-Conception
Public153 Church Street, St. Catharines, Ontario, L2R 3E2
6.3
Harriet Tubman
Public84 Henry Street, St. Catharines, Ontario, L2R 5V4
6.3
St Denis
Public175 Carlton Street, St. Catharines, Ontario, L2R 1S1
5.4
Connaught
Public28 Prince Street, St. Catharines, Ontario, L2R 3X7
8.5

Secondary Schools

No secondary schools data loaded.

Downtown, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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