99 Church Street, Unit 604, St. Catharines, ON

$1,799/mo
MLS#:X13738896
2 beds
1 baths
700-1100 sqft
40.0 parking
Residential Freehold
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Added:Sep 2, 2026(1 day ago)
Updated:Sep 2, 2026(1 day ago)
Last Checked:25 minutes ago

Property Highlights

Welcome to this remarkable Apartment multiplex located in the coveted neighborhood of Downtown. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $1,799 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 116.9 x 210 ft lot
  • 40.0 total parking spaces available with a convenient carport configuration
  • Notable attributes: Carpet Free
  • equipped with other central cooling and highly efficient baseboard heating via gas

Description

Welcome to 99 Church Street, ideally situated in the heart of Downtown St. Catharines! This spacious 2-bedroom apartment offers a bright, functional open-concept layout and an excellent combination of comfort, convenience and value. The unit features two generously sized bedrooms, a comfortable living area and plenty of space to make your own. Even better, HEAT AND WATER ARE INCLUDED IN THE MONTHLY RENT, helping keep your monthly living expenses predictable. Parking and on-site laundry are also available for added convenience. Enjoy an outstanding central location just minutes from everything Downtown St. Catharines has to offer. You're close to St. Paul Street, Montebello Park, the Meridian Centre, FirstOntario Performing Arts Centre, St. Catharines Farmers Market, restaurants, cafés, shopping, entertainment and public transit. With convenient access to Highway 406 and the QEW, getting around Niagara is easy. Brock University, the Pen Centre, Niagara Health - St. Catharines Site, grocery stores, schools, parks and other everyday amenities are all within easy reach. Whether you're a professional, couple, roommates, students or a small family, this is a fantastic opportunity to enjoy a spacious 2-bedroom apartment in a convenient downtown location. Book your private showing today!

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Property Summary

This multiplex located at 99 Church Street, St. Catharines is currently for sale and has been available on SousaSells for 1 day. This property is listed at $1,799 with an estimated mortgage of $6* per month. It has 2 beds, 1 bathroom, and is 700-1100 square feet. 99 Church Street, St. Catharines is in the Downtown neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Downtown, St. Catharines.

Great for Small Household / Couples
What We Love About This Home
  • •2 spacious bedroom layout offering versatile living space
  • •1 well-appointed bathroom
  • •700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
AddedSep 2, 2026 (1 day ago)
UpdatedSep 2, 2026 (1 day ago)
Last Checked25 minutes ago
Transaction TypeFor Lease

Property Details

Property Sub-TypeMultiplex
Architectural StyleApartment
ConstructionBrick
BasementNone
Lot Size116.9 Ă— 210 Feet
CountyNiagara

Parking & Garage

Parking Total40.0
Parking Space1
Garage TypeCarport

Heating & Cooling

Heat SourceGas
Heat TypeBaseboard
CoolingOther

Features

Property Features

None listed

Interior Features

  • Carpet Free

Security Features

  • Carbon Monoxide Detectors
  • Smoke Detector

Community Features

None listed

Frequently Asked Questions about 99 Church Street, Unit 604, St. Catharines, ON

Q.What is the asking price for 99 Church Street, Unit 604, St. Catharines, ON ?

The current listing price for 99 Church Street, Unit 604, St. Catharines, ON in Downtown, St. Catharines is $1,799.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 1 bathroom across approximately 700-1100 sqft.

Q.What property type and architectural style is 99 Church Street, Unit 604, St. Catharines, ON ?

99 Church Street, Unit 604, St. Catharines, ON is a Multiplex (Apartment) featuring a None basement.

Q.What interior features are included in this home?

Interior highlights include: Carpet Free.

Q.What security features are installed at 99 Church Street, Unit 604, St. Catharines, ON ?

Security features include: Carbon Monoxide Detectors, Smoke Detector.

Q.Is parking available at this property?

Yes, this property offers parking space for 40.0 vehicles (Carport).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Other.

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Location

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99 Church Street, Unit 604, St. Catharines, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Downtown, St. Catharines

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 99 Church Street 604, St. Catharines, ON L2R 3E1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

Configure Loan Settings

Interest Rate4.00%
Down Payment$540 (30.0%)
* Minimum Canadian down payment required for this price is $90.
Amortization Period30 Years
Estimated Monthly Payment$6Based on a loan of $1,259 over 30 years.
Purchase Price$1,799
Loan Amount$1,259
Provincial Land Transfer Tax:$9
Total Estimated Closing Taxes:$9

About Purchasing a Home in St. Catharines, ON

For a property listed at $1,799 in St. Catharines, the legal minimum down payment is $90 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9.

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Downtown, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Downtown, St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$763,713

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Downtown, St. Catharines

Elementary Schools

St Nicholas
Public149 Church Street, St. Catharines, Ontario, L2R 3E2
4.4
Immaculée-Conception
Public153 Church Street, St. Catharines, Ontario, L2R 3E2
6.3
Harriet Tubman
Public84 Henry Street, St. Catharines, Ontario, L2R 5V4
6.3
St Denis
Public175 Carlton Street, St. Catharines, Ontario, L2R 1S1
5.4
Connaught
Public28 Prince Street, St. Catharines, Ontario, L2R 3X7
8.5

Secondary Schools

No secondary schools data loaded.

Downtown, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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