61 Water Street, St. Marys, ON
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Property Highlights
Welcome to this remarkable 1 1/2 Storey duplex located in the coveted neighborhood of St. Marys. Expertly crafted featuring premium vinyl siding and other construction, this residence presents an exceptional opportunity offered at $399,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 4 Bedrooms and 2 Bathrooms with 2 functional kitchens
- Premium 50.83 x 91.23 ft lot size
- Features a crawl space basement, adding superb versatility for recreation, a home gym, or extra storage
- 2.0 total parking spaces available
- Notable attributes: Water Heater, Water Meter
- Efficient forced air heating via gas
Description
Owner Financing Available! Welcome to 61 Water St S, a charming duplex located in the heart of St. Marys, Ontario. This inviting 1.5 storey home is perfectly situated in the downtown core, offering residents easy walking access to a variety of shopping, dining options, parks, and churches. The property features two distinct units: the upper unit boasts a cozy 1-bedroom layout, ideal for singles or couples, while the spacious lower unit includes 3 bedrooms, making it perfect for families or potential rental opportunities. The lower unit is currently vacant, providing a fantastic opportunity for immediate occupancy or leasing.Outside, you'll find a small partially fenced yard, offering a private space for relaxation or outdoor activities. With owner financing available, this property presents a unique chance to invest in a desirable location with great amenities at your doorstep. Don't miss out on this wonderful opportunity to own a piece of St. Marys!
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Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
River/Stream, Level, Library, Place Of Worship
Interior Features
Water Heater, Water Meter
Security Features
Community Features
Location
Property History
No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 61 Water Street S, St. Marys, ON N4X 1A5
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Properties in this area are selling at a steady pace.
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About Purchasing a Home in St. Marys, ON
For a property listed at $399,900 in St. Marys, the legal minimum down payment is $19,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,474 for this transaction. As this listing is in St. Marys (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,474.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.
