56 Mondamin Street, St. Thomas, ON

$415,900
MLS#:X13492796
2 beds
1 baths
700-1100 sqft
3.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $415,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 96.53 x 39.09 ft lot
  • Features a half, partial basement, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available
  • Notable attributes: Floor Drain, Water Heater Owned
  • Efficient forced air heating via other

Description

Welcome to 56 Mondamin Street, located two blocks from the heart of downtown St. Thomas, with easy walking access to shops, the public library, heath care facilities, municipal government services and a diverse selection of dining establishments. Put on your walking shoes, and take a tour of a wide array of some really good ethnic culinary choices, stop at the library on your way home and pick up your reading for the week, and pull up a chair on your small, private deck, and just chill. Everything in this compact home has been redone; the walls were stripped back and the old has been removed. New insulation, electrical, plumbing, kitchen, bathroom, bedrooms and flooring inside, outside new siding, soffit and fascia, doors, windows, and deck are only a partial list of the home's improvements. Every detail in this remodel has been thoughtfully considered, and excellently implemented. Municipal inspections have accompanied all work. This home would be ideal for a senior couple to enjoy without issue, or a single Mom with no time or resources to address any problems arising from a bad renovation. I am confident this property will provide a safe and stress free subsistence. Immediate occupancy is available. I invite you to take the tour and determine if this sweet one floor home might be just what you have been looking for.

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Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date6/26/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionVinyl Siding
BasementHalf, Partial Basement, Unfinished
Lot Size96.53 × 39.09 Feet
CountyElgin
Annual Tax$1,653
Legal DescriptionPT LT 93 PL 70 YARMOUTH AS IN E410913; ST. THOMAS

Parking & Garage

Parking Spaces3.0
Garage Spaces3
Garage TypeNone

Heating & Cooling

Heat SourceOther
Heat TypeForced Air
CoolingNone

Features

Property Features

Arts Centre, Library, Park, Place Of Worship, Public Transit, School Bus Route

Interior Features

Floor Drain, Water Heater Owned

Security Features

Carbon Monoxide Detectors, Smoke Detector

Community Features

Location

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56 Mondamin Street, St. Thomas, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 56 Mondamin Street, St. Thomas, ON N5P 2V3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Thomas.

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Interest Rate5.25%
Down Payment$20,795 (5.0%)
* Minimum Canadian down payment required for this price is $20,795.
Amortization Period25 Years
Estimated Monthly Payment$2,355Based on a loan of $395,105 over 25 years.
Purchase Price$415,900
Loan Amount$395,105
Provincial Land Transfer Tax:$4,793
Total Estimated Closing Taxes:$4,793

About Purchasing a Home in St. Thomas, ON

For a property listed at $415,900 in St. Thomas, the legal minimum down payment is $20,795 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,793 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,793.

Nearby Listings

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No current listings found in St. Thomas.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Thomas, St. Thomas.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$584,947

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Forest Park
Public295 Forest Avenue, St. Thomas, Ontario, N5R 2K5
2.6
St. Anne's
Catholic84 Park Avenue, St. Thomas, Ontario, N5R 4W1
5.5
Elgin Court
Public254 First Avenue, St. Thomas, Ontario, N5R 4P5
4.3
Mitchell Hepburn
Public95 Raven Avenue, St. Thomas, Ontario, N5R 0C2
5.7
Edward Street
PublicEdward Street, St. Thomas, Ontario, N5P 1Z5
3.7

Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.