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Welcome to this remarkable Bungalow detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $419,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
Curb appeal Plus! This 2 bedroom 1.5 bath beauty has been extensively updated on the main floor and is ready for you to move right in. Located on a quiet~mature, cul de sac location , close to walking trails and parks. The main floor welcomes you with a generous closed in front porch/foyer with space for a home office set up, spacious living room stylishly decorated in neutral tones, 2 bedrooms, updated 3 pc bath with walk in shower, gourmet eat-in kitchen with island and 3 appliances with extra seasonal living space in the attached sunroom. The dry basement is partially finished with laundry (washer and dryer included), space for a cozy family room, 2 pc bathroom and storage space. The private fully fenced yard offers a large garden shed and a covered porch area off of the kitchen perfect for BBQing. There is plenty of private parking and a handy detached garage. Updates include windows, siding, eaves trough, plumbing, electrical (100 amp breaker) 35 Minute to London and 15 minutes to the beaches of Port Stanley.
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Cul de Sac/Dead End, Hospital, Park, School
Water Heater Owned, Sump Pump, Storage, Auto Garage Door Remote, Carpet Free
Carbon Monoxide Detectors, Smoke Detector
No historical data available for this property.
This could be the first listing for this address.
Data-driven valuation for 6 Cruise Street, St. Thomas, ON N5R 2B7
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Thomas.
About Purchasing a Home in St. Thomas, ON
For a property listed at $419,900 in St. Thomas, the legal minimum down payment is $20,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,873 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,873.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.