177 Matthews Street, Thunder Bay, ON

$399,900
MLS#:X13766238
3 beds
2 baths
1100-1500 sqft
4.0 parking
Residential Freehold
Residential Freehold for sale - 3 Bed, 2 Bath Home at 177 Matthews Street Thunder Bay ON listed at $399,900 (MLS# X13766238) - Main View
For Sale
Added:Sep 10, 2026(today)
Updated:Sep 10, 2026(today)
Last Checked:24 minutes ago

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Shuniah. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $399,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 48 x 112 ft lot
  • Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available
  • Notable attributes: Primary Bedroom - Main Floor, Storage
  • Efficient forced air heating via gas

Description

Welcome to this beautifully updated 3-bedroom, 2-bathroom bungalow offering 1,136 sq. ft. of comfortable, move-in-ready living!The main floor has been completely renovated with a fresh, modern feel throughout. You'll love the spacious bedrooms, updated bathroom, and beautiful open-concept kitchen featuring a large island, plenty of room for a dining table, and a layout made for everyday living and entertaining.Downstairs, the home continues to impress with a large rec room, cozy gas fireplace, and one of its most unique features-a fun retro time-capsule bar area that's perfect for entertaining and adds some great personality to the space.Situated on a corner lot with off-street parking and room to build a future garage, this home offers plenty of potential outside as well.Modern, solid, well-kept and completely move-in ready, 177 Matthews St is the perfect blend of thoughtful updates, comfortable living space and a little retro charm.

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Property Summary

This detached home located at 177 Matthews Street, Thunder Bay is currently for sale and has been available on SousaSells for 0 days. This property is listed at $399,900 with an estimated mortgage of $1,331* per month. It has 3 beds, 2 bathrooms, and is 1100-1500 square feet. 177 Matthews Street, Thunder Bay is in the Shuniah neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Shuniah, Thunder Bay.

Highly Recommended for Families
What We Love About This Home
  • •3 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Thunder Bay.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Price$399,900
AddedSep 10, 2026 (today)
UpdatedSep 10, 2026 (today)
Last Checked24 minutes ago
Transaction TypeFor Sale
List Office NameRe/Max Generations Realty

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick, Vinyl Siding
BasementFull, Finished
Lot Size48 × 112 Feet
CountyThunder Bay
Annual Tax$3,991
Rental ItemsHWT
Legal DescriptionPT LT 36 PL 671 PORT ARTHUR AS IN PTA104744; THUNDER BAY

Parking & Garage

Parking Total4.0
Parking Space4
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingNone

Features

Property Features

None listed

Interior Features

  • Primary Bedroom - Main Floor
  • Storage

Security Features

None listed

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Thunder Bay Home Buyer Advisory & Market HubActive MLS® Listing in Thunder Bay, Ontario

Looking to Buy a Home in Thunder Bay?

If you are looking for a house in Thunder Bay or researching Thunder Bay real estate for sale, this 3-bedroom detached at 177 Matthews Street, Thunder Bay, ON offers an exceptional opportunity to buy a home in Thunder Bay, Ontario. Whether you are a first-time Thunder Bay home buyer or comparing active Thunder Bay MLS® homes for sale, working with a dedicated Thunder Bay buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

Thunder Bay Homes for Sale & MLS® Listings

Browse all verified Thunder Bay real estate listings, compare active Thunder Bay houses for sale, and view brand new MLS® inventory before it hits the open market.

Dedicated Thunder Bay Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Thunder Bay realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Thunder Bay Buyer Budget & Costs

Estimated mortgage: $1,331*/month*. Estimated Ontario Land Transfer Tax: $4,474. First-time Thunder Bay home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Thunder Bay

Frequently Asked Questions about 177 Matthews Street, Thunder Bay, ON

Q.What is the asking price for 177 Matthews Street, Thunder Bay, ON ?

The current listing price for 177 Matthews Street, Thunder Bay, ON in Shuniah, Thunder Bay is $399,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 2 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 177 Matthews Street, Thunder Bay, ON ?

177 Matthews Street, Thunder Bay, ON is a Detached (Bungalow) featuring a Full, Finished basement.

Q.What interior features are included in this home?

Interior highlights include: Primary Bedroom - Main Floor, Storage.

Q.Is parking available at this property?

Yes, this property offers parking space for 4.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via None.

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Location

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177 Matthews Street, Thunder Bay, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Shuniah, Thunder Bay

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–¼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 177 Matthews Street, Thunder Bay, ON P7A 3K8

Estimated Sales Range
$380,000 - $392,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Thunder Bay.

Configure Loan Settings

Interest Rate4.00%
Down Payment$119,970 (30.0%)
* Minimum Canadian down payment required for this price is $19,995.
Amortization Period30 Years
Estimated Monthly Payment$1,331Based on a loan of $279,930 over 30 years.
Purchase Price$399,900
Loan Amount$279,930
Provincial Land Transfer Tax:$4,474
Total Estimated Closing Taxes:$4,474

About Purchasing a Home in Thunder Bay, ON

For a property listed at $399,900 in Thunder Bay, the legal minimum down payment is $19,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,474 for this transaction. As this listing is in Thunder Bay (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,474.

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Shuniah, Thunder Bay Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Shuniah, Thunder Bay.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$361,150

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Shuniah, Thunder Bay

Elementary Schools

St Margaret
Public89 Clayte Street, Thunder Bay, Ontario, P7A 6S4
5.3
Vance Chapman
Public1000 Huron Avenue, Thunder Bay, Ontario, P7A 6L4
9.1
St Bernard
Public655 River Street, Thunder Bay, Ontario, P7A 3S5
6.9
St James
Public243 Court Street North, Port Arthur, Thunder Bay, Ontario, P7A 3P1
6.0
Franco-Supérieur
Public220 Elgin Street, Port Arthur, Thunder Bay, Ontario, P7A 0A4
4.9

Secondary Schools

de la Verendrye
Public175 High Street North, Thunder Bay, Ontario, P7A 8C7
5.6
St. Ignatius
Catholic285 Algoma Street North, Thunder Bay, Ontario, P7A 2J6
6.6
Hammarskjold HS
Public80 Clarkson Street South, Thunder Bay, Ontario, P7B 4W8
6.1

Shuniah, Thunder Bay Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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