What is the price of this commercial in Thunder Bay?

This commercial is currently listed for sale. Contact SousaSells.ca for the most up-to-date pricing information and to schedule a viewing.

What is the square footage of this property?

Square footage information is available upon request. Contact SousaSells.ca for detailed property specifications.

When was this property built?

Year built information is available upon request. Contact SousaSells.ca for complete property details.

How can I schedule a viewing of this property?

You can schedule a viewing by contacting SousaSells.ca directly through our website or by phone. Our experienced agents will arrange a convenient time for you to tour the property.

What type of property is this?

This is a commercial located in Thunder Bay.

38-42 CUMBERLAND, Thunder Bay, ON

$3,100,000

MLS#:X13493396

0 beds

0 baths

Commercial

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Added:Jun 26, 2026(69 days ago)

•

Updated:Aug 27, 2026(7 days ago)

Last Checked:20 minutes ago

Property Highlights

Welcome to this remarkable commercial located in the coveted neighborhood of Court / Cumberland. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $3,100,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

0 Bedrooms and 0 Bathrooms
Premium 66 x 120 ft lot size
Features a full basement, adding superb versatility for recreation, a home gym, or extra storage
Notable attributes: Other
equipped with other central cooling and highly efficient forced air heating via gas

Description

Get yourself a historic piece of Downtown P.A. 17 residential units + 2 Commercial units. Timeless, classic exterior, great downtown location. Some units are rented, some are vacant. Call today for more details.

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

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Property Summary

This commercial located at 38-42 CUMBERLAND, Thunder Bay is currently for sale and has been available on SousaSells for 69 days. This property is listed at $3,100,000 with an estimated mortgage of $10,319* per month. It has 0 beds, 0 bathrooms, and is unknown square feet. 38-42 CUMBERLAND, Thunder Bay is in the Court / Cumberland neighborhood.

Work with the SOUSA TEAM to unlock your .

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Court / Cumberland, Thunder Bay.

Great for Small Household / Couples

What We Love About This Home

•Desirable Commercial architecture in Court / Cumberland, Thunder Bay

Standout Features & Layout

Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Property Type

Commercial

Additional Details

StatusPrice Change

AddedJun 26, 2026 (69 days ago)

UpdatedAug 27, 2026 (7 days ago)

Last Checked20 minutes ago

Transaction TypeFor Sale

Property Details

Property Sub-TypeCommercial

ConstructionBrick

BasementFull

Lot Size66 × 120 Feet

CountyThunder Bay

Annual Tax$26,000

Legal Description62143-0041: Part Lot 1 S/S Park Street Plan Prince Arthur’s Landing McIntyre as in TBR405091; Thunder Bay

Parking & Garage

Garage TypeNone

Heating & Cooling

Heat SourceGas

Heat TypeForced Air

CoolingOther

Features

Property Features

None listed

Interior Features

Other

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 38-42 CUMBERLAND, Thunder Bay, ON

Q.What is the asking price for 38-42 CUMBERLAND, Thunder Bay, ON ?

The current listing price for 38-42 CUMBERLAND, Thunder Bay, ON in Court / Cumberland, Thunder Bay is $3,100,000.

Q.How many bedrooms and bathrooms does this property have?

This property features null bedrooms and null bathrooms.

Q.What property type and architectural style is 38-42 CUMBERLAND, Thunder Bay, ON ?

38-42 CUMBERLAND, Thunder Bay, ON is a Commercial () featuring a Full basement.

Q.What interior features are included in this home?

Interior highlights include: Other.

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Other.

Virtual Tour & 3D Walkthrough

Virtual 360° Walkthrough & Live Video Tour

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Location

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38-42 CUMBERLAND, Thunder Bay, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Court / Cumberland, Thunder Bay

SAFETY RATING9.4 / 10

Low Incident Area

Total Annual Incidents35 incidents / yr

Average Per Month2.9 incidents / mo

Population BenchmarkArea Average residents

Personal Safety

Very Low

8 assaults (30.0/100k)

Property Security

Very Low

8 B&E (30.0/100k)

Auto Theft Risk

Low Risk

10 thefts (35.0/100k)

1-Year Trend

▼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data

Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 38-42 CUMBERLAND, Thunder Bay, ON P7B 2T5

Estimated Sales Range

$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed

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Properties in this area are selling at a steady pace.

Market Trend

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Thunder Bay.

Configure Loan Settings

Interest Rate4.00%

Down Payment$930,000 (30.0%)

* Minimum Canadian down payment required for this price is $620,000.

Amortization Period30 Years

Estimated Monthly Payment$10,319Based on a loan of $2,170,000 over 30 years.

Purchase Price$3,100,000

Loan Amount$2,170,000

Provincial Land Transfer Tax:$63,975

Total Estimated Closing Taxes:$63,975

About Purchasing a Home in Thunder Bay, ON

For a property listed at $3,100,000 in Thunder Bay, the legal minimum down payment is $620,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $63,975 for this transaction. As this listing is in Thunder Bay (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $63,975.

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Court / Cumberland, Thunder Bay Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Court / Cumberland, Thunder Bay.

Verified Local Data

City Population6,202,225

City Median Age39.6 Yrs

City Ownership65% Owners

Avg Area List Price$1,099,222

People & Families

Age Distribution

Household Composition

One-person households

25%

Families with children

50%

Couples without children

24%

Other households

Top Ethnic Origins

Chinese11%

English9%

Indian9%

Irish8%

Best Schools in Court / Cumberland, Thunder Bay

Elementary Schools

Vance Chapman

Public1000 Huron Avenue, Thunder Bay, Ontario, P7A 6L4

Rank

9.1

St Francis

PublicFrancis Street West, Thunder Bay, Ontario, P7E 3J1

Rank

126

8.9

Nor'wester View

Public1946 Mountain Road, Thunder Bay, Ontario, P7J 1C8

Rank

161

8.7

St Paul

Public539 Grenville Avenue, Thunder Bay, Ontario, P7A 2C3

Rank

199

8.5

Five Mile

Public2025 Dawson Road, Thunder Bay, Ontario, P7G 2E9

Rank

231

8.4

Secondary Schools

St. Ignatius

Catholic285 Algoma Street North, Thunder Bay, Ontario, P7A 2J6

Rank

294

6.6

Superior CVI

Public

Rank

349

6.2

Hammarskjold HS

Public80 Clarkson Street South, Thunder Bay, Ontario, P7B 4W8

Rank

367

6.1

Court / Cumberland, Thunder Bay Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%

Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.