118 Zaph Avenue, Toronto, ON

$989,000
MLS#:E13715830
4 beds
2 baths
700-1100 sqft
2.0 parking
Residential Freehold
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Added:Aug 26, 2026(2 days ago)
Updated:Aug 27, 2026(1 day ago)
Last Checked:4 minutes ago

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Highland Creek. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $989,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 50 x 150 ft lot
  • Features a separate entrance, partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: Primary Bedroom - Main Floor, Wheelchair Access
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to Highland Creek, where peaceful tree-lined streets meet generous land, and life moves at a refreshingly relaxed pace. Set on an impressive 50 x 150 ft lot with an expansive private drive, this bright, sun-filled bungalow offers immediate comfort, multi-generational flexibility, and endless future potential. Inside, natural light anchors the main level. Dramatic near-floor-to-ceiling windows drench the spacious living and dining areas with natural light, creating warm and welcoming space for everyday living. The functional eat-in kitchen comes equipped with a gas range, while three generous main-floor bedrooms offer peaceful retreats - including a primary suite that accommodates a king-sized bed - all serviced by a 4-pc washroom. The lower level dramatically expands your living options. Featuring a convenient separate entrance/walkout, this sprawling space includes a generous fourth bedroom, a 3-pc second bathroom, and a versatile rec room ready for movie nights, a gym, and a study/office nook. It is an ideal layout for in-laws, guests, or children who have mastered the art of never leaving. Step outside to enjoy the deep, private backyard, offering incredible space for outdoor dining, gardening, and play. Whether you choose to move in and enjoy, update, or build new among the surrounding high-value homes, the location delivers on every level. It's a bit of a secret gem. You are minutes from the charming, small-town atmosphere of historic Highland Creek Village with its cozy eateries like The Social, local shops, and daily essentials. Nature lovers, dog lovers and sporty types enjoy the trails, winding rivers, off-leash areas and sports fields nearby in Morningside Park and the Rouge Valley. The location is an educational hub, located near UTSC, Centennial College, and top local school catchments. Commuters will love being just two minutes to Highway 401 and a short drive to Guildwood or Rouge Hill GO Stations for a smooth downtown commute.

Upcoming Open Houses

Saturday, August 29, 20262:00 PM - 4:00 PMPublic
Sunday, August 30, 20262:00 PM - 4:00 PMPublic
Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

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Property Summary

This detached home located at 118 Zaph Avenue, Toronto is currently for sale and has been available on SousaSells for 2 days. This property is listed at $989,000 with an estimated mortgage of $3,292* per month. It has 4 beds, 2 bathrooms, and is 700-1100 square feet. 118 Zaph Avenue, Toronto is in the Highland Creek neighborhood.

Work with the SOUSA TEAM to unlock your .

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Highland Creek, Toronto.

Highly Recommended for Families
What We Love About This Home
  • •4 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Highland Creek, Toronto.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
AddedAug 26, 2026 (2 days ago)
UpdatedAug 27, 2026 (1 day ago)
Last Checked4 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick
BasementSeparate Entrance, Partially Finished
Lot Size50 Ă— 150 Feet
CountyToronto
Annual Tax$3,989
Legal DescriptionPT LT 55 PL 2129 SCARBOROUGH BEING N 50 FT OF S 150 FT OF E 150 FT; TORONTO , CITY OF TORONTO

Parking & Garage

Parking Total2.0
Parking Space2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Primary Bedroom - Main Floor
  • Wheelchair Access

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 118 Zaph Avenue, Toronto, ON

Q.What is the asking price for 118 Zaph Avenue, Toronto, ON ?

The current listing price for 118 Zaph Avenue, Toronto, ON in Highland Creek, Toronto is $989,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 2 bathrooms across approximately 700-1100 sqft.

Q.What property type and architectural style is 118 Zaph Avenue, Toronto, ON ?

118 Zaph Avenue, Toronto, ON is a Detached (Bungalow) featuring a Separate Entrance, Partially Finished basement.

Q.What interior features are included in this home?

Interior highlights include: Primary Bedroom - Main Floor, Wheelchair Access.

Q.Is parking available at this property?

Yes, this property offers parking space for 2.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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118 Zaph Avenue, Toronto, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Highland Creek, Toronto

SAFETY RATING8.7 / 10
Low Incident Area
Total Annual Incidents186 incidents / yr
Average Per Month15.5 incidents / mo
Population Benchmark13,551 residents
Personal Safety
Moderate

70 assaults (510.0/100k)

Property Security
Moderate

16 B&E (116.6/100k)

Auto Theft Risk
Elevated

59 thefts (429.9/100k)

1-Year Trend
â–˛ +11.4%

Elevated vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Toronto Police Service (TPS) ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 118 Zaph Avenue, Toronto, ON M1C 1M8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Toronto.

Configure Loan Settings

Interest Rate4.00%
Down Payment$296,700 (30.0%)
* Minimum Canadian down payment required for this price is $73,900.
Amortization Period30 Years
Estimated Monthly Payment$3,292Based on a loan of $692,300 over 30 years.
Purchase Price$989,000
Loan Amount$692,300
Provincial Land Transfer Tax:$16,255
Toronto Municipal Land Transfer Tax:$16,255
Total Estimated Closing Taxes:$32,510

About Purchasing a Home in Toronto, ON

For a property listed at $989,000 in Toronto, the legal minimum down payment is $73,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $16,255 for this transaction. Since the property is located in Toronto, a municipal land transfer tax of $16,255 also applies, bringing the total estimated land transfer taxes to $32,510.

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Highland Creek, Toronto Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Highland Creek, Toronto.

Verified Local Data
City Population2,794,356
City Median Age39.2 Yrs
City Ownership48% Owners
Avg Area List Price$1,396,533

People & Families

Age Distribution

Household Composition

One-person households
32%
Families with children
36%
Couples without children
24%
Other households
8%

Top Ethnic Origins

Chinese11%
English9%
Canadian8%
East Indian8%

Best Schools in Highland Creek, Toronto

Elementary Schools

Cardinal Leger
Public600 Morrish Road, Scarborough, Toronto, Ontario, M1C 4Y1
6.7
St Jean de Brebeuf
Public101 Dean Park Road, Scarborough, Toronto, Ontario, M1B 2X2
7.7
St Dominic Savio
Public50 Tideswell Boulevard, Scarborough, Toronto, Ontario, M1B 5X3
5.4
Saint-Michel
Public29 Meadowvale Road, Scarborough, Toronto, Ontario, M8Y 1R7
6.2
St John
Public685 Military Trail, Scarborough, Toronto, Ontario, M1E 4P6
8.1

Secondary Schools

West Hill
Public299 Morningside Avenue, Scarborough, Toronto, Ontario, M1E 3G1
4.9
Sir Oliver Mowat
Public5400 Lawrence Avenue East, Scarborough, Toronto, Ontario, M1C 2C6
7.0

Highland Creek, Toronto Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied48%
Rented52%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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