195 Harbord Street, Toronto, ON

$1,648,000
MLS#:C12988798
0 beds
3 baths
Commercial
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Property Highlights

Welcome to this remarkable sale of business located in the coveted neighborhood of University. Offering a sublime balance of structural integrity and modern aesthetic appeal, this residence presents an exceptional opportunity offered at $1,648,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 0 Bedrooms and 3 Bathrooms
  • Spacious lot size measured in Feet
  • Convenient street garage included
  • equipped with yes central cooling and highly efficient radiant heating

Description

Excellent Investment Opportunity On Harbord St Just East Of Bathurst. Sale of Building and Business Together. 1 Commercial And 2 Residential Units. Unbeatable Location. Directly Across From Central Tech High School With Over 1500 Students. Sale Price Includes Super High-Traffic Quick Service Restaurant with New Commercial Vent Hood with Fire Suppression, and Professional Build-Out. All Chattels and Fixtures of the Business Included. Pizza Nova Next Door. La Diperie, And Krispy Kream Couple Of Doors Down. There is a Main Floor Studio Apartment constructed about 5 years ago with quality finishes, and a recently renovated 3-Bedroom Apartment on the second floor. Fully Occupied with Good Income. New Windows (2024).

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Key Features

Bathrooms
3
Property Type
Commercial

Additional Details

StatusActive
Listed Date4/12/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeSale Of Business
CountyToronto
Annual Tax$12,237

Parking & Garage

Garage TypeStreet

Heating & Cooling

Heat TypeRadiant
CoolingYes

Features

Property Features

Interior Features

Security Features

Partial

Community Features

Public Transit, Recreation/Community Centre

Location

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195 Harbord Street, Toronto, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 195 Harbord Street, Toronto C01, ON M5S 1H6

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Toronto.

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Interest Rate5.25%
Down Payment$329,600 (20.0%)
* Minimum Canadian down payment required for this price is $329,600.
Amortization Period25 Years
Estimated Monthly Payment$7,857Based on a loan of $1,318,400 over 25 years.
Purchase Price$1,648,000
Loan Amount$1,318,400
Provincial Land Transfer Tax:$29,435
Toronto Municipal Land Transfer Tax:$29,435
Total Estimated Closing Taxes:$58,870

About Purchasing a Home in Toronto, ON

For a property listed at $1,648,000 in Toronto, the legal minimum down payment is $329,600 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $29,435 for this transaction. Since the property is located in Toronto, a municipal land transfer tax of $29,435 also applies, bringing the total estimated land transfer taxes to $58,870.

Nearby Listings

Distance:

No current listings found in Toronto.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for University, Toronto.

Verified Local Data
City Population2,794,356
City Median Age39.2 Yrs
City Ownership48% Owners
Avg Area List Price$1,515,848

People & Families

Age Distribution

Household Composition

One-person households
32%
Families with children
36%
Couples without children
24%
Other households
8%

Top Ethnic Origins

Chinese11%
English9%
Canadian8%
East Indian8%

Local Schools Guide

Elementary Schools

King Edward
Public112 Lippincott Street, Toronto, Ontario, M5S 2P1
4.8
Whitney
PublicQueen's Park Crescent West, Toronto, Ontario, M5S 3M2
9.7
Orde Street
Public18 Orde Street, Toronto, Ontario, M5T 1N7
6.2
Queen Victoria
PublicQueen's Park Crescent East, Toronto, Ontario, M7A 1A2
4.9
Huron Street
Public541 Huron Street, Toronto, Ontario, M5R 2R6
5.8

Secondary Schools

Central
Public725 Bathurst Street, Toronto, Ontario, M5S 2R5
4.2
Harbord
Public286 Harbord Street, Toronto, Ontario, M6G 1G5
7.5
St. Joseph’s
Catholic74 Wellesley Street West, Toronto, Ontario, M5S 1C4
7.2

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied48%
Rented52%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.