440 Parliament Street, Unit Main & 1/2 Bsmt, Toronto, ON

$4,800/mo
MLS#:C13780484
0 beds
3 baths
Commercial
Commercial for sale - 0 Bed, 3 Bath Home at 440 Parliament Street Toronto ON listed at $4,800 (MLS# C13780484) - Main View
For Lease
Added:Sep 14, 2026(1 day ago)
Updated:Sep 14, 2026(1 day ago)
Last Checked:7 minutes ago

Property Highlights

Welcome to this remarkable commercial retail located in the coveted neighborhood of Cabbagetown-South St. James Town. Offering a sublime balance of structural integrity and modern aesthetic appeal, this residence presents an exceptional opportunity offered at $4,800 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 0 Bedrooms and 3 Bathrooms
  • Premium 18 x 145 ft lot size
  • Convenient lane garage included
  • equipped with yes central cooling and highly efficient gas forced air closed heating

Description

*Main Floor and 1/2 of the Basement* of A Victorian Architectural Gem in the Heart of Historic Cabbage town, Newly renovated retail space W/ soaring ceilings, set within a beautifully restored brick-front Victorian building featuring charming arched windows & exposed brick accents. Main floor retail offers direct access from Parliament St plus a rear entrance leading to backyard laneway parking & almost 1/2 of Basement With Access from Main floor that offers 3 Washrooms in an underpinned waterproofed basement features high ceilings making it highly versatile for wide range of commercial uses, Property underwent full year-long transformation, taken back to the studs + a large rear addition, providing the feel of brand-new construction while preserving signature heritage character. Renovations Include: Brand New (windows, doors, trims, subfloors, new plumbing throughout, newly underpinned basement W/ high ceilings, separate furnace for retail, staircases, 400-amp electrical service + complete new wiring, commercial fire alarm system, fire-rated drywall + soundproof/fire-rated insulation, sump pump, new concrete slab) & more. This thoughtfully redesigned building blends historic charm with modern functionality. Each unit has separate hydro & gas meters for added convenience. Ideal for a wide range of businesses, Property offers exceptional street presence with a large storefront window facing Parliament St Located in the heart of Cabbage town, Next to shops, cafes, grocery stores, top-rated restaurants. Transit/Street Car is at your doorstep W/ major hospitals, parks, Financial District, Eaton Centre are minutes away. 2 laneway parking space for retail. Customers use metered parking directly in front of the storefront + free parking on side streets

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Property Summary

This commercial retail located at 440 Parliament Street, Toronto is currently for sale and has been available on SousaSells for 1 day. This property is listed at $4,800 with an estimated mortgage of $16* per month. It has 0 beds, 3 bathrooms, and is unknown square feet. 440 Parliament Street, Toronto is in the Cabbagetown-South St. James Town neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Cabbagetown-South St. James Town, Toronto.

Great for Small Household / Couples
What We Love About This Home
  • •3 well-appointed bathrooms
  • •Desirable Commercial Retail architecture in Cabbagetown-South St. James Town, Toronto
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Bathrooms
3
Property Type
Commercial

Additional Details

StatusActive
Price$4,800/mo
AddedSep 14, 2026 (1 day ago)
UpdatedSep 14, 2026 (1 day ago)
Last Checked7 minutes ago
Transaction TypeFor Lease
List Office NameRE/MAX HALLMARK REALTY LTD.

Property Details

Property Sub-TypeCommercial Retail
Lot Size18 Ă— 145 Feet
CountyToronto
Annual Tax$0
Rental ItemsN/A
Legal DescriptionPT LT 17 BLK D PL D138 TORONTO AS IN CT833771; CITY OF TORONTO

Parking & Garage

Parking Space2
Garage TypeLane

Heating & Cooling

Heat TypeGas Forced Air Closed
CoolingYes

Features

Property Features

None listed

Interior Features

None listed

Security Features

  • No

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Toronto Home Buyer Advisory & Market HubActive MLS® Listing in Toronto, Ontario

Looking to Buy a Home in Toronto?

If you are looking for a house in Toronto or researching Toronto real estate for sale, this commercial retail at 440 Parliament Street, Unit Main & 1/2 Bsmt, Toronto, ON offers an exceptional opportunity to buy a home in Toronto, Ontario. Whether you are a first-time Toronto home buyer or comparing active Toronto MLS® homes for sale, working with a dedicated Toronto buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

Toronto Homes for Sale & MLS® Listings

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Dedicated Toronto Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Toronto realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Toronto Buyer Budget & Costs

Estimated mortgage: $16*/month*. Estimated Ontario Land Transfer Tax: $48. First-time Toronto home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Toronto

Frequently Asked Questions about 440 Parliament Street, Unit Main & 1/2 Bsmt, Toronto, ON

Q.What is the asking price for 440 Parliament Street, Unit Main & 1/2 Bsmt, Toronto, ON ?

The current listing price for 440 Parliament Street, Unit Main & 1/2 Bsmt, Toronto, ON in Cabbagetown-South St. James Town, Toronto is $4,800.

Q.How many bedrooms and bathrooms does this property have?

This property features null bedrooms and 3 bathrooms.

Q.What property type and architectural style is 440 Parliament Street, Unit Main & 1/2 Bsmt, Toronto, ON ?

440 Parliament Street, Unit Main & 1/2 Bsmt, Toronto, ON is a Commercial Retail () featuring a basement.

Q.What security features are installed at 440 Parliament Street, Unit Main & 1/2 Bsmt, Toronto, ON ?

Security features include: No.

Q.What heating and cooling systems are installed?

Heating is provided via standard central heat and cooling via Yes.

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Location

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440 Parliament Street, Unit Main & 1/2 Bsmt, Toronto, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Cabbagetown-South St. James Town, Toronto

SAFETY RATING8.2 / 10
Low Incident Area
Total Annual Incidents344 incidents / yr
Average Per Month28.7 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

161 assaults (45.0/100k)

Property Security
Low

43 B&E (40.0/100k)

Auto Theft Risk
Low Risk

60 thefts (45.0/100k)

1-Year Trend
â–Ľ 5.5%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Toronto Police Service (TPS) ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 440 Parliament Street Main & 1/2 Bsmt, Toronto, ON M5A 3A2

Estimated Sales Range
$5,000 - $5,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Toronto.

Configure Loan Settings

Interest Rate4.00%
Down Payment$1,440 (30.0%)
* Minimum Canadian down payment required for this price is $240.
Amortization Period30 Years
Estimated Monthly Payment$16Based on a loan of $3,360 over 30 years.
Purchase Price$4,800
Loan Amount$3,360
Provincial Land Transfer Tax:$24
Toronto Municipal Land Transfer Tax:$24
Total Estimated Closing Taxes:$48

About Purchasing a Home in Toronto, ON

For a property listed at $4,800 in Toronto, the legal minimum down payment is $240 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $24 for this transaction. Since the property is located in Toronto, a municipal land transfer tax of $24 also applies, bringing the total estimated land transfer taxes to $48.

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Toronto Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Toronto.

Verified Local Data
City Population2,794,356
City Median Age39.2 Yrs
City Ownership48% Owners
Avg Area List Price$1,439,967

People & Families

Age Distribution

Household Composition

One-person households
32%
Families with children
36%
Couples without children
24%
Other households
8%

Top Ethnic Origins

Chinese11%
English9%
Canadian8%
East Indian8%

Best Schools in Toronto

Elementary Schools

St Monica
Public14 Broadway Avenue, Toronto, Ontario, M4P 1T4
6.9
Deer Park
Public23 Ferndale Avenue, Toronto, Ontario, M4T 2B4
6.9
Blythwood
PublicToronto, Ontario, M4G 0A6
9.4
John Ross Robertson
Public130 Glengrove Avenue West, Toronto, Ontario, M4R 1P2
8.5
St Anselm
Public182 Bessborough Drive, Toronto, Ontario, M4G 3J9
8.7

Secondary Schools

North Toronto
Public17 Broadway Avenue, Toronto, Ontario, M4P 1T7
8.4
Northern
Public851 Mount Pleasant Road, Toronto, Ontario, M4P 2L5
8.2
Marshall McLuhan
Public1107 Avenue Road, Toronto, Ontario, M5N 3B1
7.2
Leaside
Public200 Hanna Road, Toronto, Ontario, M4G 3N8
9.1
Forest Hill
Public78 Dunloe Road, Toronto, Ontario, M5P 2T6
7.5

Toronto Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied48%
Rented52%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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