109 White Oak Place, Waterloo, ON

$749,000
MLS#:X13698200
Thinking of selling nearby?Your House Sold Guaranteed*
4 beds
2 baths
1500-2000 sqft
6.0 parking
Residential Freehold
Loading property media...
⚠️

Property no longer active

This property was sold on August 25, 2026. This listing is for reference purposes only. to view the sold price.

Comparing to your home?Your House Sold Guaranteed*

Thinking of selling nearby?

Get Tony Sousa's written guarantee: Your house sold or I'll buy it!*

*Conditions apply. Contact SousaSells.ca for more info.

Added:Aug 20, 2026(8 days ago)
Updated:Aug 25, 2026(3 days ago)
Last Checked:8 minutes ago

Property Highlights

Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of Waterloo. Expertly crafted featuring premium aluminum siding and brick veneer construction, this residence presents an exceptional opportunity offered at $749,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 47.72 x 177.69 ft lot
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient built-in configuration
  • Notable attributes: Auto Garage Door Remote, Water Heater, Water Softener
  • equipped with other central cooling and highly efficient forced air heating via gas

Description

Welcome to this gorgeous oversized raised bungalow situated on a quiet dead-end street. With over 2,500 sq. ft. of finished living space, this well appointed home offers 3+1 bedrooms, 2 full bathrooms, and plenty of room for the whole family. The main level features beautiful hardwood floors and a stylish custom kitchen complete with stone countertops and stainless-steel appliances, including a gas stove. The spacious family room is a true highlight, featuring three skylights that fill the space with natural light and a walkout to the backyard. Step outside to enjoy the peaceful, spacious yard, perfect for relaxing or entertaining. The lower level offers even more living space with a large recreation room featuring a real wood burning fireplace. This level also includes an additional bedroom, a 3-piece bathroom, and convenient access to the double car garage. Located in desirable Lakeshore North, this home offers excellent access to the expressway and LRT, with everyday amenities close by. Daycare, local schools, shopping at Conestoga Mall, Sobeys and the St. Jacobs Farmers Market are all within easy reach. Nature lovers will appreciate having Laurel Creek Conservation Area just up the road, making it easy to enjoy trails, green space and the outdoors. Recent improvements include: fresh paint, new rear stairs (2025), spray-foamed garage ceiling (2023), new heat pump (2023), new roof (2026), epoxy injection repair to cold-room foundation crack (2026), and new front stairs (2026).

Thinking of selling nearby?

Get Tony Sousa's written guarantee: Your house sold or I'll buy it!*

*Conditions apply. Contact SousaSells.ca for more info.

Contact Agent

Generate CMA Report

Property Summary

This detached home located at 109 White Oak Place, Waterloo is currently for sale and has been available on SousaSells for 8 days. This property is listed at $749,000 with an estimated mortgage of $2,493* per month. It has 4 beds, 2 bathrooms, and is 1500-2000 square feet. 109 White Oak Place, Waterloo

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Waterloo.

Highly Recommended for Families
What We Love About This Home
  • 4 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 1500-2000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Waterloo.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold Conditional
Sold price information is available to members only
AddedAug 20, 2026 (8 days ago)
UpdatedAug 25, 2026 (3 days ago)
Last Checked8 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow-Raised
ConstructionAluminum Siding, Brick Veneer
BasementFinished
Lot Size47.72 × 177.69 Feet
CountyWaterloo
Annual Tax$5,843.62
Legal DescriptionLT 81 PL 1428 CITY OF WATERLOO; S/T 600868, 601294; WATERLOO

Parking & Garage

Parking Total6.0
Parking Space4
Garage TypeBuilt-In

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingOther

Features

Property Features

  • Cul de Sac/Dead End
  • Greenbelt/Conservation
  • Place Of Worship
  • Public Transit
  • School
  • Fenced Yard

Interior Features

  • Auto Garage Door Remote
  • Water Heater
  • Water Softener
  • Sump Pump

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 109 White Oak Place, Waterloo, ON

Q.What is the asking price for 109 White Oak Place, Waterloo, ON ?

The current listing price for 109 White Oak Place, Waterloo, ON in Waterloo is $749,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 2 bathrooms across approximately 1500-2000 sqft.

Q.What property type and architectural style is 109 White Oak Place, Waterloo, ON ?

109 White Oak Place, Waterloo, ON is a Detached (Bungalow-Raised) featuring a Finished basement.

Q.What key property features does 109 White Oak Place, Waterloo, ON offer?

Key property features include: Cul de Sac/Dead End, Greenbelt/Conservation, Place Of Worship, Public Transit, School, Fenced Yard.

Q.What interior features are included in this home?

Interior highlights include: Auto Garage Door Remote, Water Heater, Water Softener, Sump Pump.

Q.Is parking available at this property?

Yes, this property offers parking space for 6.0 vehicles (Built-In).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Other.

Virtual Tour & 3D Walkthrough

Open Tour in New Tab

Location

Initializing map...
109 White Oak Place, Waterloo, ON

Google Street View

Open in Google Maps
Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Waterloo, Waterloo

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
▼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 109 White Oak Place, Waterloo, ON N2V 1B2

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
Loading stats...

Properties in this area are selling at a steady pace.

Market Trend
Calculating trend...

Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Waterloo.

Configure Loan Settings

Interest Rate4.00%
Down Payment$224,700 (30.0%)
* Minimum Canadian down payment required for this price is $49,900.
Amortization Period30 Years
Estimated Monthly Payment$2,493Based on a loan of $524,300 over 30 years.
Purchase Price$749,000
Loan Amount$524,300
Provincial Land Transfer Tax:$11,455
Total Estimated Closing Taxes:$11,455

About Purchasing a Home in Waterloo, ON

For a property listed at $749,000 in Waterloo, the legal minimum down payment is $49,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $11,455 for this transaction. As this listing is in Waterloo (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $11,455.

Waterloo Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Waterloo.

Verified Local Data
City Population575,847
City Median Age38 Yrs
City Ownership65% Owners
Avg Area List Price$864,746

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
45%
Couples without children
28%
Other households
3%

Top Ethnic Origins

English18%
German17%
Scottish15%
Irish15%

Best Schools in Waterloo

Elementary Schools

L'Harmonie
Public158 Bridgeport Road East, Waterloo, Ontario, N2J 2K4
6.5
Elizabeth Ziegler
Public90 Moore Avenue South, Waterloo, Ontario, N2J 1X2
6.3
Winston Churchill
Public100 Milford Avenue, Waterloo, Ontario, N2L 3Z3
5.5
Our Lady of Lourdes
Public55 Roslin Avenue South, Waterloo, Ontario, N2L 6N5
5.0
Mère-Élisabeth-Bruyère
Public280 Glenridge Drive, Waterloo, Ontario, N2J 3W4
6.8

Secondary Schools

St. David
Catholic4 High Street, Waterloo, Ontario, N2L 3X5
8.0
Bluevale
Public80 Bluevale Street North, Waterloo, Ontario, N2J 3R5
7.0

Waterloo Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

Similar Active Listings in Waterloo

Compare prices, square footage, and school zones for similar Residential Freehold nearby

All Waterloo Homes
Residential Freehold for sale - 5 Bed, 3 Bath Home at 416 Clairbrook Crescent Waterloo ON listed at $889,000 (MLS# X13716584)
Open House
$889,000
5bd
3ba
2kt
Residential Freehold

416 Clairbrook Crescent, Waterloo

📅Open House:Aug 29 11:00 AM
Aug 26, 2026
DOM: 3

Welcome to 416 Clairbrook Crescent, offering an impressive 3,692 sq. ft. of total living space in Wa...

MLS#: X13716584
For Sale
Residential Freehold for sale - 3 Bed, 3 Bath Home at 326 Rosette Drive Waterloo ON listed at $765,000 (MLS# X13715828)
Open House
$765,000
3bd
3ba
1kt
Residential Freehold

326 Rosette Drive, Waterloo

📅Open House:Aug 30 12:00 PM
Aug 26, 2026
DOM: 3

This beautifully maintained 3-bedroom, 3-bathroom home at 326 Rosette Drive is a rare find, combinin...

MLS#: X13715828
For Sale
Residential Freehold for sale - 3 Bed, 4 Bath Home at 776 Paris Boulevard Waterloo ON listed at $629,900 (MLS# X13713986)
Added 2 days ago
$629,900
3bd
4ba
1kt
Residential Freehold

776 Paris Boulevard, Waterloo

Aug 26, 2026
DOM: 3

An excellent opportunity to own a freehold townhome with no condominium fees in a convenient Waterlo...

MLS#: X13713986
For Sale
Residential Freehold for sale - 3 Bed, 2 Bath Home at 87 Christopher Drive Waterloo ON listed at $575,000 (MLS# X13712954)
Added 2 days ago
$575,000
3bd
2ba
1kt
Residential Freehold

87 Christopher Drive, Waterloo

Aug 26, 2026
DOM: 3

Welcome to this charming detached freehold 3-level backsplit with a garage and no condo fees nestled...

MLS#: X13712954
For Sale