This property was sold on August 25, 2026. This listing is for reference purposes only. to view the sold price.
Get Tony Sousa's written guarantee: Your house sold or I'll buy it!*
*Conditions apply. Contact SousaSells.ca for more info.
Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of Waterloo. Expertly crafted featuring premium aluminum siding and brick veneer construction, this residence presents an exceptional opportunity offered at $749,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
Welcome to this gorgeous oversized raised bungalow situated on a quiet dead-end street. With over 2,500 sq. ft. of finished living space, this well appointed home offers 3+1 bedrooms, 2 full bathrooms, and plenty of room for the whole family. The main level features beautiful hardwood floors and a stylish custom kitchen complete with stone countertops and stainless-steel appliances, including a gas stove. The spacious family room is a true highlight, featuring three skylights that fill the space with natural light and a walkout to the backyard. Step outside to enjoy the peaceful, spacious yard, perfect for relaxing or entertaining. The lower level offers even more living space with a large recreation room featuring a real wood burning fireplace. This level also includes an additional bedroom, a 3-piece bathroom, and convenient access to the double car garage. Located in desirable Lakeshore North, this home offers excellent access to the expressway and LRT, with everyday amenities close by. Daycare, local schools, shopping at Conestoga Mall, Sobeys and the St. Jacobs Farmers Market are all within easy reach. Nature lovers will appreciate having Laurel Creek Conservation Area just up the road, making it easy to enjoy trails, green space and the outdoors. Recent improvements include: fresh paint, new rear stairs (2025), spray-foamed garage ceiling (2023), new heat pump (2023), new roof (2026), epoxy injection repair to cold-room foundation crack (2026), and new front stairs (2026).
Get Tony Sousa's written guarantee: Your house sold or I'll buy it!*
*Conditions apply. Contact SousaSells.ca for more info.
This detached home located at 109 White Oak Place, Waterloo is currently for sale and has been available on SousaSells for 8 days. This property is listed at $749,000 with an estimated mortgage of $2,493* per month. It has 4 beds, 2 bathrooms, and is 1500-2000 square feet. 109 White Oak Place, Waterloo
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Yes! Featuring 4 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Waterloo.
Growing families needing multi-bedroom flexibility and space in Waterloo.
None listed
None listed
The current listing price for 109 White Oak Place, Waterloo, ON in Waterloo is $749,000.
This property features 4 bedrooms and 2 bathrooms across approximately 1500-2000 sqft.
109 White Oak Place, Waterloo, ON is a Detached (Bungalow-Raised) featuring a Finished basement.
Key property features include: Cul de Sac/Dead End, Greenbelt/Conservation, Place Of Worship, Public Transit, School, Fenced Yard.
Interior highlights include: Auto Garage Door Remote, Water Heater, Water Softener, Sump Pump.
Yes, this property offers parking space for 6.0 vehicles (Built-In).
Heating is provided via Gas and cooling via Other.
Waterloo, Waterloo
8 assaults (30.0/100k)
8 B&E (30.0/100k)
10 thefts (35.0/100k)
Improving vs previous year
Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.
Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.
No historical data available for this property.
This could be the first listing for this address.
Data-driven valuation for 109 White Oak Place, Waterloo, ON N2V 1B2
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Waterloo.
About Purchasing a Home in Waterloo, ON
For a property listed at $749,000 in Waterloo, the legal minimum down payment is $49,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $11,455 for this transaction. As this listing is in Waterloo (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $11,455.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.
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