57 Peppler Street, Waterloo, ON

$549,900
MLS#:X13715426
3 beds
2 baths
700-1100 sqft
4.0 parking
Residential Freehold
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Added:Aug 26, 2026(2 days ago)
Updated:Aug 26, 2026(2 days ago)
Last Checked:14 minutes ago

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Waterloo. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $549,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 49.67 x 49.5 ft lot
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available
  • Notable attributes: Carpet Free, In-Law Capability, Storage
  • equipped with central air central cooling and highly efficient heat pump heating via electric

Description

Welcome to 57 Pepper Street, a 3-bedroom, 2-bathroom home located near Uptown Waterloo. The property offers a finished basement, updated mechanicals, flexible living space, smart-home features, outdoor entertaining areas, and parking for up to four vehicles. The main floor features a bright living area, an updated kitchen with modern appliances, ample cabinetry and countertop space, plus a main-floor bedroom and full bathroom. Upstairs are two additional bedrooms with natural light. The finished basement provides additional living space with a recreation room, office area, exercise space, laundry room, and a 4-piece bathroom. Outside, the property includes a deck, side yard, and gazebo, providing space for outdoor dining, BBQs, and gatherings. The home also includes a range of smart-home features, including smart switches throughout much of the property, smart smoke detectors, smart lamps, security cameras, a wireless smart video doorbell, Google Home Hub, and Ecobee smart thermostat. The video doorbell is currently removed and requires charging before being reinstalled beside the front door. Recent upgrades include a 200-amp electrical panel and EV charger (2021), washer and dryer (2022), rented water heater (2022), heat pump (2022), air conditioning (2022), roof and gutters (2022), attic and wall insulation (2023), and water softener (2024). Located close to Uptown Waterloo, the home provides convenient access to both universities, highways, LRT and public transit, restaurants, cafés, parks, trails, schools, groceries, and everyday services. Elizabeth Ziegler Public School is scheduled to reopen in September 2027. A practical option for families, first-time buyers, investors, and professionals. Book your private showing today.

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Property Summary

This detached home located at 57 Peppler Street, Waterloo is currently for sale and has been available on SousaSells for 2 days. This property is listed at $549,900 with an estimated mortgage of $1,830* per month. It has 3 beds, 2 bathrooms, and is 700-1100 square feet. 57 Peppler Street, Waterloo

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Waterloo.

Highly Recommended for Families
What We Love About This Home
  • •3 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Waterloo.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
AddedAug 26, 2026 (2 days ago)
UpdatedAug 26, 2026 (2 days ago)
Last Checked14 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick
BasementFinished
Lot Size49.67 Ă— 49.5 Feet
CountyWaterloo
Annual Tax$4,196.52
Legal DescriptionPT LT 8 PL 518 CITY OF WATERLOO AS IN 471588 ; S/T INTEREST IN 471588; WATERLOO

Parking & Garage

Parking Total4.0
Parking Space4
Garage TypeNone

Heating & Cooling

Heat SourceElectric
Heat TypeHeat Pump
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Carpet Free
  • In-Law Capability
  • Storage
  • Upgraded Insulation
  • Water Meter
  • Water Softener

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 57 Peppler Street, Waterloo, ON

Q.What is the asking price for 57 Peppler Street, Waterloo, ON ?

The current listing price for 57 Peppler Street, Waterloo, ON in Waterloo is $549,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 2 bathrooms across approximately 700-1100 sqft.

Q.What property type and architectural style is 57 Peppler Street, Waterloo, ON ?

57 Peppler Street, Waterloo, ON is a Detached (2-Storey) featuring a Finished basement.

Q.What interior features are included in this home?

Interior highlights include: Carpet Free, In-Law Capability, Storage, Upgraded Insulation, Water Meter, Water Softener.

Q.Is parking available at this property?

Yes, this property offers parking space for 4.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Electric and cooling via Central Air.

Virtual Tour & 3D Walkthrough

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Location

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57 Peppler Street, Waterloo, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Waterloo, Waterloo

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 57 Peppler Street, Waterloo, ON N2J 3C7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Waterloo.

Configure Loan Settings

Interest Rate4.00%
Down Payment$164,970 (30.0%)
* Minimum Canadian down payment required for this price is $29,990.
Amortization Period30 Years
Estimated Monthly Payment$1,830Based on a loan of $384,930 over 30 years.
Purchase Price$549,900
Loan Amount$384,930
Provincial Land Transfer Tax:$7,473
Total Estimated Closing Taxes:$7,473

About Purchasing a Home in Waterloo, ON

For a property listed at $549,900 in Waterloo, the legal minimum down payment is $29,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,473 for this transaction. As this listing is in Waterloo (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,473.

Waterloo Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Waterloo.

Verified Local Data
City Population575,847
City Median Age38 Yrs
City Ownership65% Owners
Avg Area List Price$864,746

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
45%
Couples without children
28%
Other households
3%

Top Ethnic Origins

English18%
German17%
Scottish15%
Irish15%

Best Schools in Waterloo

Elementary Schools

L'Harmonie
Public158 Bridgeport Road East, Waterloo, Ontario, N2J 2K4
6.5
Elizabeth Ziegler
Public90 Moore Avenue South, Waterloo, Ontario, N2J 1X2
6.3
Winston Churchill
Public100 Milford Avenue, Waterloo, Ontario, N2L 3Z3
5.5
Our Lady of Lourdes
Public55 Roslin Avenue South, Waterloo, Ontario, N2L 6N5
5.0
Mère-Élisabeth-Bruyère
Public280 Glenridge Drive, Waterloo, Ontario, N2J 3W4
6.8

Secondary Schools

St. David
Catholic4 High Street, Waterloo, Ontario, N2L 3X5
8.0
Bluevale
Public80 Bluevale Street North, Waterloo, Ontario, N2J 3R5
7.0

Waterloo Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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