590 Fern Road, Waterloo, ON

$839,900
MLS#:X13700768
4 beds
3 baths
1100-1500 sqft
3.0 parking
Residential Freehold
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Added:Aug 21, 2026(7 days ago)
Updated:Aug 21, 2026(7 days ago)
Last Checked:4 minutes ago

Property Highlights

Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of Waterloo. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $839,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 105.11 x 88.47 ft lot
  • Features a development potential, finished, finished with walk-out, separate entrance basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Carpet Free, Floor Drain
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Pride of ownership and meticulous care is evident throughout. Updated kitchen by BARZOTTI, quality craftmanship with soft close cabinets and drawers. You've worked Hard now enjoy your Inviting retreat with 2 tier deck featuring wood beam Pergola with privacy blind. You will enjoy the beautiful gardens. Spacius 14'x 14'custom built shed with its own spacious concrete patio. All enclosed in private fully fenced yard with gates to back trailer into yard.Spoil Yourself, guests & your family! RARE OPPORTUNITY IN THE PRESTIGIOUS LAKESHORE NORTH NEIGHBOURHOOD in Waterloo. Bright & Spacious Beautifully Renovated home on a Huge Lot. Move-In Condition. Exceptional accessibility to get around the city. Plus excellent schools & parks. MUD ROOM shower and Laundry walkin from garage. Main floor 3rd bedroom is now aranged as in home office. Windows filled with natural light. Separate dining area with W/O to a Huge Deck.The Basement is Very Bright with large above grade Windows. It has a 4th Bedroom & a Large RecRoom with a gas fireplace. This offers flexibility as a Home Office, Guest Suite, Studio, Entertainment Area or the Perfect Multi-Generational Extended Family Living Opportunity.Close to U of W & Wilfried Laurier. The Future Waterloo Region Hospital is minutes away. Closely located to shopping, St.Jacobs Farmers Market, Uptown Waterloo, Conestoga Mall, restaurants, public transit, ION LRT, easy access Hwy 85. Minutes from Trans Canada Trail Waterloo & Laurel Creek Conservation Area.Open House Saturday 2pm - 4pm

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

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Property Summary

This detached home located at 590 Fern Road, Waterloo is currently for sale and has been available on SousaSells for 7 days. This property is listed at $839,900 with an estimated mortgage of $2,796* per month. It has 4 beds, 3 bathrooms, and is 1100-1500 square feet. 590 Fern Road, Waterloo

Work with the SOUSA TEAM to unlock your .

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in Waterloo.

Highly Recommended for Families
What We Love About This Home
  • •4 spacious bedroom layout offering versatile living space
  • •3 well-appointed bathrooms
  • •1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Waterloo.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
AddedAug 21, 2026 (7 days ago)
UpdatedAug 21, 2026 (7 days ago)
Last Checked4 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow-Raised
ConstructionBrick
BasementDevelopment Potential, Finished, Finished with Walk-Out, Separate Entrance
Lot Size105.11 Ă— 88.47 Feet
CountyWaterloo
Annual Tax$4,884
Legal DescriptionLT 175 PL 1459 CITY OF WATERLOO S/T 651737; WATERLOO

Parking & Garage

Parking Total3.0
Parking Space2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Fenced Yard
  • Greenbelt/Conservation
  • Hospital
  • Library
  • Public Transit
  • School

Interior Features

  • Auto Garage Door Remote
  • Carpet Free
  • Floor Drain
  • Guest Accommodations
  • In-Law Capability
  • Primary Bedroom - Main Floor
  • Storage Area Lockers
  • Sump Pump
  • Upgraded Insulation
  • Water Heater
  • Water Meter
  • Water Softener

Security Features

  • Carbon Monoxide Detectors
  • Other
  • Smoke Detector

Community Features

None listed

Frequently Asked Questions about 590 Fern Road, Waterloo, ON

Q.What is the asking price for 590 Fern Road, Waterloo, ON ?

The current listing price for 590 Fern Road, Waterloo, ON in Waterloo is $839,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 3 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 590 Fern Road, Waterloo, ON ?

590 Fern Road, Waterloo, ON is a Detached (Bungalow-Raised) featuring a Development Potential, Finished, Finished with Walk-Out, Separate Entrance basement.

Q.What key property features does 590 Fern Road, Waterloo, ON offer?

Key property features include: Fenced Yard, Greenbelt/Conservation, Hospital, Library, Public Transit, School.

Q.What interior features are included in this home?

Interior highlights include: Auto Garage Door Remote, Carpet Free, Floor Drain, Guest Accommodations, In-Law Capability, Primary Bedroom - Main Floor, Storage Area Lockers, Sump Pump, Upgraded Insulation, Water Heater, Water Meter, Water Softener.

Q.What security features are installed at 590 Fern Road, Waterloo, ON ?

Security features include: Carbon Monoxide Detectors, Other, Smoke Detector.

Q.Is parking available at this property?

Yes, this property offers parking space for 3.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

Location

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590 Fern Road, Waterloo, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Waterloo, Waterloo

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 590 Fern Road, Waterloo, ON N2V 1K6

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Waterloo.

Configure Loan Settings

Interest Rate4.00%
Down Payment$251,970 (30.0%)
* Minimum Canadian down payment required for this price is $58,990.
Amortization Period30 Years
Estimated Monthly Payment$2,796Based on a loan of $587,930 over 30 years.
Purchase Price$839,900
Loan Amount$587,930
Provincial Land Transfer Tax:$13,273
Total Estimated Closing Taxes:$13,273

About Purchasing a Home in Waterloo, ON

For a property listed at $839,900 in Waterloo, the legal minimum down payment is $58,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $13,273 for this transaction. As this listing is in Waterloo (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $13,273.

Waterloo Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Waterloo.

Verified Local Data
City Population575,847
City Median Age38 Yrs
City Ownership65% Owners
Avg Area List Price$864,746

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
45%
Couples without children
28%
Other households
3%

Top Ethnic Origins

English18%
German17%
Scottish15%
Irish15%

Best Schools in Waterloo

Elementary Schools

L'Harmonie
Public158 Bridgeport Road East, Waterloo, Ontario, N2J 2K4
6.5
Elizabeth Ziegler
Public90 Moore Avenue South, Waterloo, Ontario, N2J 1X2
6.3
Winston Churchill
Public100 Milford Avenue, Waterloo, Ontario, N2L 3Z3
5.5
Our Lady of Lourdes
Public55 Roslin Avenue South, Waterloo, Ontario, N2L 6N5
5.0
Mère-Élisabeth-Bruyère
Public280 Glenridge Drive, Waterloo, Ontario, N2J 3W4
6.8

Secondary Schools

St. David
Catholic4 High Street, Waterloo, Ontario, N2L 3X5
8.0
Bluevale
Public80 Bluevale Street North, Waterloo, Ontario, N2J 3R5
7.0

Waterloo Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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