513 Centre Street, Whitby, ON

$1,199,000
MLS#:E13697448
5 beds
2 baths
2500-3000 sqft
3.0 parking
Residential Freehold
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Added:Aug 20, 2026(8 days ago)
Updated:Aug 27, 2026(1 day ago)
Last Checked:25 minutes ago

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Downtown Whitby. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $1,199,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 2 Bathrooms
  • Generous living space spanning 2500-3000 sqft on a premium 53.68 x 136 ft lot
  • Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Sump Pump
  • equipped with central air central cooling and highly efficient forced air heating via other

Description

Welcome to 513 Centre St South! This remarkable Heritage Home has been lovingly maintained both inside & out. Much care has been given to honouring the classic charm & character, while subtly introducing modern updates over the years. Original craftsmanship has been preserved in the kitchen cabinetry, while being complimented with contemporary appliances, quartz counters & a coffee station. Enjoy gathering with family & friends in the spacious formal dining room off the kitchen. The expansive family room features a gas fireplace, alongside what could be utilized as an office nook or gaming space. The luxurious living room boasts another cozy fireplace, with meticulously refinished cabinetry adorning the adjacent sitting area. Upstairs you will be delighted to find 4 generously sized bedrooms each with hardwood flooring & crown moulding. The basement is perfectly finished with a massive rec room complete with yet another fireplace. The 5th bedroom would also serve well as a home office or home gym. The enormous laundry area offers additional storage space with room for a workshop. Step outside into what is truly a backyard oasis where you'll be surrounded by mature trees as you plunge into the pool, lounge in the hot tub or enjoy a picnic on the patio. Pool house has been restored & serves as useful outdoor storage. Conveniently nestled in the downtown core within walking distance to restaurants, pubs, shops, boutiques, medical buildings, main library, parks & top rated schools. Close to GO Station, 401 & bus routes for an easy commute. This exceptionally rare & very special home awaits you!

Upcoming Open Houses

Sunday, August 30, 20262:00 PM - 4:00 PMPublic
Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

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Property Summary

This detached home located at 513 Centre Street, Whitby is currently for sale and has been available on SousaSells for 8 days. This property is listed at $1,199,000 with an estimated mortgage of $3,991* per month. It has 5 beds, 2 bathrooms, and is 2500-3000 square feet. 513 Centre Street, Whitby is in the Downtown Whitby neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 5 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Downtown Whitby, Whitby.

Highly Recommended for Families
What We Love About This Home
  • •5 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •2500-3000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Downtown Whitby, Whitby.

Target Buyer Match

Key Features

Bedrooms
5
Bathrooms
2
Kitchens
1
Living Area
2500-3000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
AddedAug 20, 2026 (8 days ago)
UpdatedAug 27, 2026 (1 day ago)
Last Checked25 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick
BasementFull, Finished
Lot Size53.68 Ă— 136 Feet
CountyDurham
Annual Tax$7,493.1
Legal DescriptionPT LT 25 5TH DOUBLE RANGE PL H50032 WHITBY; PT LT 26 5TH DOUBLE RANGE PL H50032 WHITBY AS IN D336787; ; WHITBY

Parking & Garage

Parking Total3.0
Parking Space2
Garage TypeAttached

Heating & Cooling

Heat SourceOther
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Fenced Yard
  • Library
  • Park
  • Public Transit
  • Rec./Commun.Centre
  • School

Interior Features

  • Sump Pump

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 513 Centre Street, Whitby, ON

Q.What is the asking price for 513 Centre Street, Whitby, ON ?

The current listing price for 513 Centre Street, Whitby, ON in Downtown Whitby, Whitby is $1,199,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 5 bedrooms and 2 bathrooms across approximately 2500-3000 sqft.

Q.What property type and architectural style is 513 Centre Street, Whitby, ON ?

513 Centre Street, Whitby, ON is a Detached (2-Storey) featuring a Full, Finished basement.

Q.What key property features does 513 Centre Street, Whitby, ON offer?

Key property features include: Fenced Yard, Library, Park, Public Transit, Rec./Commun.Centre, School.

Q.What interior features are included in this home?

Interior highlights include: Sump Pump.

Q.Is parking available at this property?

Yes, this property offers parking space for 3.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Other and cooling via Central Air.

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Location

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513 Centre Street, Whitby, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Downtown Whitby, Whitby

SAFETY RATING9.0 / 10
Low Incident Area
Total Annual Incidents75 incidents / yr
Average Per Month6.3 incidents / mo
Population Benchmark22,000 residents
Personal Safety
Low

26 assaults (118.2/100k)

Property Security
Low

14 B&E (63.6/100k)

Auto Theft Risk
Moderate

20 thefts (90.9/100k)

1-Year Trend
â–Ľ 3.8%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Durham Regional Police Service (DRPS) Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 513 Centre Street S, Whitby, ON L1N 4W5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Whitby.

Configure Loan Settings

Interest Rate4.00%
Down Payment$359,700 (30.0%)
* Minimum Canadian down payment required for this price is $239,800.
Amortization Period30 Years
Estimated Monthly Payment$3,991Based on a loan of $839,300 over 30 years.
Purchase Price$1,199,000
Loan Amount$839,300
Provincial Land Transfer Tax:$20,455
Total Estimated Closing Taxes:$20,455

About Purchasing a Home in Whitby, ON

For a property listed at $1,199,000 in Whitby, the legal minimum down payment is $239,800 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $20,455 for this transaction. As this listing is in Whitby (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $20,455.

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Downtown Whitby, Whitby Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Downtown Whitby, Whitby.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$832,107

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Downtown Whitby, Whitby

Elementary Schools

Jean-Paul II
Public1001 Hutchison Avenue, Whitby, Ontario, L1N 2A3
6.6
Earl A Fairman
Public620 Walnut Street West, Whitby, Ontario, L1N 2W8
9.5
Sir William Stephenson
Public1125 Athol Street, Whitby, Ontario, L1N 4A6
4.6
C E Broughton
Public80 Crawforth Street, Whitby, Ontario, L1N 9L6
5.6
West Lynde
Public270 Michael Boulevard, Whitby, Ontario, L1N 6B1
6.9

Secondary Schools

Henry Street
Public600 Henry Street, Whitby, Ontario, L1N 5C7
6.8
Anderson
Public400 Anderson Street, Whitby, Ontario, L1N 3V6
7.9
Donald A. Wilson
Public681 Rossland Road West, Whitby, Ontario, L1P 1Y1
8.4

Downtown Whitby, Whitby Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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