990 Shawanaga Lake Road, Whitestone, ON

$435,000
MLS#:X12783096
0 beds
0 baths
Residential Freehold
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Added:Feb 12, 2026(202 days ago)
Updated:Aug 28, 2026(5 days ago)
Last Checked:18 minutes ago

Property Highlights

Welcome to this remarkable vacant land located in the coveted neighborhood of Hagerman. Offering a sublime balance of structural integrity and modern aesthetic appeal, this residence presents an exceptional opportunity offered at $435,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 0 Bedrooms and 0 Bathrooms
  • Premium 319.88 x 653.59 ft lot size

Description

Discover an exceptional waterfront opportunity with 319 feet of coveted south-exposure shoreline offering all-day sun and sparkling lake views. This gently sloping 3 plus acre lot provides easy access to the water and an ideal topography for future building plans. A driveway is already in place along with a 27-foot trailer and multiple sheds giving you immediate functionality while you plan your dream build. A cleared area is ready for construction saving you time and expense as you move forward with your vision. Hydro is located approximately 700 feet east of the lot and seasonal road maintenance ensures reliable access. Whether you're looking to build now or secure a premium shoreline investment for the future this property delivers privacy, sunlight and potential in equal measure. Water. Sun. Opportunity. Build your legacy here.

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

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Property Summary

This vacant land located at 990 Shawanaga Lake Road, Whitestone is currently for sale and has been available on SousaSells for 202 days. This property is listed at $435,000 with an estimated mortgage of $1,448* per month. It has 0 beds, 0 bathrooms, and is unknown square feet. 990 Shawanaga Lake Road, Whitestone is in the Hagerman neighborhood.

Work with the SOUSA TEAM to unlock your .

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Hagerman, Whitestone.

Great for Small Household / Couples
What We Love About This Home
  • •Desirable Vacant Land architecture in Hagerman, Whitestone
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

000
Property Type
Residential Freehold

Additional Details

StatusActive
AddedFeb 12, 2026 (202 days ago)
UpdatedAug 28, 2026 (5 days ago)
Last Checked18 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeVacant Land
Lot Size319.88 × 653.59 Feet
CountyParry Sound
Annual Tax$0
Legal DescriptionPART LOT 5 CONCESSION 5 HAGERMAN; PART 2 PLAN 42R21919 MUNICIPALITY OF WHITESTONE

Parking & Garage

Heating & Cooling

Features

Property Features

None listed

Interior Features

None listed

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 990 Shawanaga Lake Road, Whitestone, ON

Q.What is the asking price for 990 Shawanaga Lake Road, Whitestone, ON ?

The current listing price for 990 Shawanaga Lake Road, Whitestone, ON in Hagerman, Whitestone is $435,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 0 bedrooms and 0 bathrooms.

Q.What property type and architectural style is 990 Shawanaga Lake Road, Whitestone, ON ?

990 Shawanaga Lake Road, Whitestone, ON is a Vacant Land () featuring a basement.

Q.What heating and cooling systems are installed?

Heating is provided via standard central heat and cooling via .

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Location

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990 Shawanaga Lake Road, Whitestone, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Hagerman, Whitestone

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–¼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 990 Shawanaga Lake Road, Whitestone, ON P0A 1G0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Whitestone.

Configure Loan Settings

Interest Rate4.00%
Down Payment$130,500 (30.0%)
* Minimum Canadian down payment required for this price is $21,750.
Amortization Period30 Years
Estimated Monthly Payment$1,448Based on a loan of $304,500 over 30 years.
Purchase Price$435,000
Loan Amount$304,500
Provincial Land Transfer Tax:$5,175
Total Estimated Closing Taxes:$5,175

About Purchasing a Home in Whitestone, ON

For a property listed at $435,000 in Whitestone, the legal minimum down payment is $21,750 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,175 for this transaction. As this listing is in Whitestone (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,175.

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Hagerman, Whitestone Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Hagerman, Whitestone.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$429,499

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Hagerman, Whitestone

Elementary Schools

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Secondary Schools

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Hagerman, Whitestone Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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