77 Light Street, Woodstock, ON

$699,900
MLS#:X13031490
3 beds
3 baths
Commercial
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Property Highlights

Welcome to this remarkable investment located in the coveted neighborhood of Woodstock - North. Offering a sublime balance of structural integrity and modern aesthetic appeal, this residence presents an exceptional opportunity offered at $699,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Premium 56 x 199 ft lot size
  • Convenient other garage included
  • equipped with no central cooling and highly efficient radiant heating via gas

Description

A rare investment opportunity in the heart of Woodstock. This beautiful historic building blends timeless character with versatile income potential, featuring two main-floor commercial space ideal for retail, office, or professional use, plus a residential apartment on the upper level. Updates include waterproofing + new sump + new lower level bathroom install in 2018. New boiler system installed in January 2026. The upper residential unit pays $1800 per month + $200 towards utilities. Commercial space #1 pays $1500+HST per month + $200 towards utilities. Commercial space #2 pays $1000 per month + HST+ $200 towards utilities. In total $4900 towards monthly costs. With excellent street presence and ample rear parking at the back of the property, this mixed-use asset offers convenience for both tenants and customers. Perfect for investors, owner-operators, or those looking to add a unique, income-generating property to their portfolio.

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Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Property Type
Commercial

Additional Details

StatusActive
Listed Date4/22/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeInvestment
Lot Size56 × 199 Feet
CountyOxford
Annual Tax$5,150
Legal DescriptionPT LT 8 w/s Light St Pl 10 as in 432670; Woodstock

Parking & Garage

Garage Spaces10
Garage TypeOther

Heating & Cooling

Heat SourceGas
Heat TypeRadiant
CoolingNo

Features

Property Features

Interior Features

Security Features

No

Community Features

Location

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77 Light Street, Woodstock, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 77 Light Street, Woodstock, ON N4S 6G9

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Woodstock.

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Interest Rate5.25%
Down Payment$44,990 (6.4%)
* Minimum Canadian down payment required for this price is $44,990.
Amortization Period25 Years
Estimated Monthly Payment$3,903Based on a loan of $654,910 over 25 years.
Purchase Price$699,900
Loan Amount$654,910
Provincial Land Transfer Tax:$10,473
Total Estimated Closing Taxes:$10,473

About Purchasing a Home in Woodstock, ON

For a property listed at $699,900 in Woodstock, the legal minimum down payment is $44,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $10,473 for this transaction. As this listing is in Woodstock (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $10,473.

Nearby Listings

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No current listings found in Woodstock.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Woodstock.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$674,641

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Northdale
Public290 Victoria Street North, Woodstock, Ontario, N4S 6W5
2.2
Central
Public410 Hunter Street, Woodstock, Ontario, N4S 4G4
3.4
Springbank
Public1060 Sprucedale Road, Woodstock, Ontario, N4S 4Z9
5.6
St Michael's
Public1085 Devonshire Avenue, Woodstock, Ontario, N4S 5S1
4.3
Holy Family
Public177 Oxford Street, Woodstock, Ontario, N4S 6A8
4.4

Secondary Schools

Huron Park
Public900 Cromwell Street, Woodstock, Ontario, N4S 5B5
4.8
Woodstock
Public35 Riddell Street, Woodstock, Ontario, N4S 6L9
5.8
College Avenue
Public700 College Avenue, Woodstock, Ontario, N4S 2C8
3.7
Notre-Dame
Public700 Bristol Street, Woodstock, Ontario, N4T 0E4
4.9

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.