42400 John Wise Line, Central Elgin, ON

$559,000
MLS#:X12855966
4 beds
2 baths
1500-2000 sqft
3.0 parking
Residential Freehold
Residential Freehold for sale - 4 Bed, 2 Bath Home at 42400 John Wise Line Central Elgin ON listed at $559,000 (MLS# X12855966) - Main View
Price Change
For Sale
Added:Mar 6, 2026(193 days ago)
Updated:Aug 31, 2026(15 days ago)
Last Checked:19 minutes ago

Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Rural Central Elgin. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $559,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 34.45 x 45.59 ft lot
  • Features a finished with walk-out basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available
  • Notable attributes: Storage, Water Heater
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Amazing rural listing just south of St. Thomas. Extensively renovated top to bottom. Approx 1800 sq ft plus a finished lower walk-out level. Very private lot, nicely landscaped. Drilled well septic in front yard. Sandy soil, new metal roof, spray foam insulated from top peak to basement floor. Small barn/garage workshop 2 floors at rear of property with hydro. Gas hook-up at side deck, stove, dryer, all new heating/air conditioning and ductwork. New wiring, flooring, paint and trim. You will love this layout, location and ammenities.

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Property Summary

This detached home located at 42400 John Wise Line, Central Elgin is currently for sale and has been available on SousaSells for 193 days. This property is listed at $559,000 with an estimated mortgage of $1,861* per month. It has 4 beds, 2 bathrooms, and is 1500-2000 square feet. 42400 John Wise Line, Central Elgin is in the Rural Central Elgin neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Rural Central Elgin, Central Elgin.

Highly Recommended for Families
What We Love About This Home
  • •4 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •1500-2000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Rural Central Elgin, Central Elgin.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
Price$559,000
AddedMar 6, 2026 (193 days ago)
UpdatedAug 31, 2026 (15 days ago)
Last Checked19 minutes ago
Transaction TypeFor Sale
List Office NameRE/MAX CENTRE CITY REALTY INC.

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionVinyl Siding
BasementFinished with Walk-Out
Lot Size34.45 Ă— 45.59 Metres
CountyElgin
Annual Tax$0
Legal DescriptionPART LOT 2 CON 6 YRMOUTH CENTRAL ELGIN PART 3 & 4 ON 11R0000

Parking & Garage

Parking Total3.0
Parking Space3
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Storage
  • Water Heater

Security Features

None listed

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Central Elgin Home Buyer Advisory & Market HubActive MLS® Listing in Central Elgin, Ontario

Looking to Buy a Home in Central Elgin?

If you are looking for a house in Central Elgin or researching Central Elgin real estate for sale, this 4-bedroom detached at 42400 John Wise Line, Central Elgin, ON offers an exceptional opportunity to buy a home in Central Elgin, Ontario. Whether you are a first-time Central Elgin home buyer or comparing active Central Elgin MLS® homes for sale, working with a dedicated Central Elgin buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

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Dedicated Central Elgin Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Central Elgin realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Central Elgin Buyer Budget & Costs

Estimated mortgage: $1,861*/month*. Estimated Ontario Land Transfer Tax: $7,655. First-time Central Elgin home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Central Elgin

Frequently Asked Questions about 42400 John Wise Line, Central Elgin, ON

Q.What is the asking price for 42400 John Wise Line, Central Elgin, ON ?

The current listing price for 42400 John Wise Line, Central Elgin, ON in Rural Central Elgin, Central Elgin is $559,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 2 bathrooms across approximately 1500-2000 sqft.

Q.What property type and architectural style is 42400 John Wise Line, Central Elgin, ON ?

42400 John Wise Line, Central Elgin, ON is a Detached (1 1/2 Storey) featuring a Finished with Walk-Out basement.

Q.What interior features are included in this home?

Interior highlights include: Storage, Water Heater.

Q.Is parking available at this property?

Yes, this property offers parking space for 3.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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42400 John Wise Line, Central Elgin, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Rural Central Elgin, Central Elgin

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 42400 John Wise Line, Central Elgin, ON N5R 5T5

Estimated Sales Range
$531,000 - $548,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Central Elgin.

Configure Loan Settings

Interest Rate4.00%
Down Payment$167,700 (30.0%)
* Minimum Canadian down payment required for this price is $30,900.
Amortization Period30 Years
Estimated Monthly Payment$1,861Based on a loan of $391,300 over 30 years.
Purchase Price$559,000
Loan Amount$391,300
Provincial Land Transfer Tax:$7,655
Total Estimated Closing Taxes:$7,655

About Purchasing a Home in Central Elgin, ON

For a property listed at $559,000 in Central Elgin, the legal minimum down payment is $30,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,655 for this transaction. As this listing is in Central Elgin (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,655.

Similar Listings in Rural Central Elgin, Central Elgin

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Rural Central Elgin, Central Elgin Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Rural Central Elgin, Central Elgin.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,202,888

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Rural Central Elgin, Central Elgin

Elementary Schools

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Secondary Schools

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Rural Central Elgin, Central Elgin Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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