128 West Street, Chatham-Kent, ON

$299,000
MLS#:X13731244
3 beds
2 baths
2000-2500 sqft
2.0 parking
Residential Freehold
Residential Freehold for sale - 3 Bed, 2 Bath Home at 128 West Street Chatham-Kent ON listed at $299,000 (MLS# X13731244) - Main View
For Sale
Added:Aug 31, 2026(11 days ago)
Updated:Sep 1, 2026(10 days ago)
Last Checked:10 minutes ago

Property Highlights

Welcome to this remarkable 2-Storey triplex located in the coveted neighborhood of Chatham. Expertly crafted featuring premium aluminum siding and vinyl siding construction, this residence presents an exceptional opportunity offered at $299,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms with 3 functional kitchens
  • Generous living space spanning 2000-2500 sqft on a premium 49.08 x 106.75 ft lot
  • Features a partial basement, crawl space basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: None
  • Efficient forced air heating via gas

Description

This triplex offers high rental income and excellent flexibility for investors and owner-occupants alike. The property currently generates $3,260 per month in rental income across all three units, with separate hydro and gas meters for straightforward expense management. The building features three self-contained units, including a spacious 2-bedroom unit and two 1-bedroom units. Unit 1 is a 1-bedroom currently rented for $1,050 per month plus hydro and gas. Unit 2 is a 2-bedroom unit rented for $1,085 per month, inclusive. Unit 3 is a 1-bedroom unit now rented for $1,125 per month plus hydro and gas. Each unit has its own hydro and gas meter, while on-site laundry provides added convenience for tenants. Two of the units have been thoughtfully updated, blending modern finishes with the character of the building. Key mechanical updates include a furnace and hot water tank completed in 2023, along with renovations to Unit 1 in 2024 and Unit 3 in 2023. Unit 3 also received a new entrance in 2025, and the sewer and drain lines have been replaced and lined with CIPP for added long-term peace of mind. The property offers parking for two vehicles and a functional layout that continues to attract quality tenants. With all three units currently rented and a solid rental history, this is an excellent opportunity for an investor looking to add a cash-flowing property to their portfolio or an owner-occupant looking for a multi-unit property with established rental income. Located in Chatham, this triplex offers the income, flexibility and updates that make for a compelling investment opportunity.

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Property Summary

This triplex located at 128 West Street, Chatham-Kent is currently for sale and has been available on SousaSells for 11 days. This property is listed at $299,000 with an estimated mortgage of $995* per month. It has 3 beds, 2 bathrooms, and is 2000-2500 square feet. 128 West Street, Chatham-Kent is in the Chatham neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Chatham, Chatham-Kent.

Highly Recommended for Families
What We Love About This Home
  • •3 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •2000-2500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Chatham-Kent.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
3
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Price$299,000
AddedAug 31, 2026 (11 days ago)
UpdatedSep 1, 2026 (10 days ago)
Last Checked10 minutes ago
Transaction TypeFor Sale
List Office NameBLUE FOREST REALTY INC.

Property Details

Property Sub-TypeTriplex
Architectural Style2-Storey
ConstructionAluminum Siding, Vinyl Siding
BasementPartial Basement, Crawl Space
Lot Size49.08 × 106.75 Feet
CountyChatham-Kent
Annual Tax$2,158
Rental ItemsHot water heater
Legal DescriptionPT LT 6 N/S LORNE AV PL OLD SURVEY AS IN 631346; CHATHAM-KENT

Parking & Garage

Parking Total2.0
Parking Space2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingNone

Features

Property Features

None listed

Interior Features

  • None

Security Features

None listed

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Chatham-Kent Home Buyer Advisory & Market HubActive MLS® Listing in Chatham-Kent, Ontario

Looking to Buy a Home in Chatham-Kent?

If you are looking for a house in Chatham-Kent or researching Chatham-Kent real estate for sale, this 3-bedroom triplex at 128 West Street, Chatham-Kent, ON offers an exceptional opportunity to buy a home in Chatham-Kent, Ontario. Whether you are a first-time Chatham-Kent home buyer or comparing active Chatham-Kent MLS® homes for sale, working with a dedicated Chatham-Kent buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

Chatham-Kent Homes for Sale & MLS® Listings

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Dedicated Chatham-Kent Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Chatham-Kent realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Chatham-Kent Buyer Budget & Costs

Estimated mortgage: $995*/month*. Estimated Ontario Land Transfer Tax: $2,960. First-time Chatham-Kent home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Chatham-Kent

Frequently Asked Questions about 128 West Street, Chatham-Kent, ON

Q.What is the asking price for 128 West Street, Chatham-Kent, ON ?

The current listing price for 128 West Street, Chatham-Kent, ON in Chatham, Chatham-Kent is $299,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 2 bathrooms across approximately 2000-2500 sqft.

Q.What property type and architectural style is 128 West Street, Chatham-Kent, ON ?

128 West Street, Chatham-Kent, ON is a Triplex (2-Storey) featuring a Partial Basement, Crawl Space basement.

Q.What interior features are included in this home?

Interior highlights include: None.

Q.Is parking available at this property?

Yes, this property offers parking space for 2.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via None.

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Location

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128 West Street, Chatham-Kent, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Chatham, Chatham-Kent

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–¼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 128 West Street, Chatham-Kent, ON N7M 2R6

Estimated Sales Range
$284,000 - $293,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Chatham-Kent.

Configure Loan Settings

Interest Rate4.00%
Down Payment$89,700 (30.0%)
* Minimum Canadian down payment required for this price is $14,950.
Amortization Period30 Years
Estimated Monthly Payment$995Based on a loan of $209,300 over 30 years.
Purchase Price$299,000
Loan Amount$209,300
Provincial Land Transfer Tax:$2,960
Total Estimated Closing Taxes:$2,960

About Purchasing a Home in Chatham-Kent, ON

For a property listed at $299,000 in Chatham-Kent, the legal minimum down payment is $14,950 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $2,960 for this transaction. As this listing is in Chatham-Kent (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $2,960.

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Chatham, Chatham-Kent Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Chatham, Chatham-Kent.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,355,045

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Chatham, Chatham-Kent

Elementary Schools

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Secondary Schools

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Chatham, Chatham-Kent Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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