4 Pearl Street, Unit P, Smiths Falls, ON

$199,900
MLS#:X12696342
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2 beds
1 baths
1000-1199 sqft
1.0 parking
Residential Condo & Other
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Property no longer active

This property was sold on February 25, 2026. This listing is for reference purposes only. to view the sold price.

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Added:Jan 14, 2026(231 days ago)
Updated:Feb 25, 2026(189 days ago)
Last Checked:4 minutes ago

Property Highlights

Welcome to this remarkable 3-Storey condo townhouse located in the coveted neighborhood of Smiths Falls. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $199,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 1000-1199 sqft
  • 1.0 total parking spaces available
  • Notable attributes: None, Water Heater
  • Efficient baseboard heating via electric

Description

This 3-storey condo townhouse offers a practical layout and an affordable entry point into homeownership or investing. With living space spread across three levels, it provides more separation and privacy than a typical one-floor condo, making it a functional option for families, roommates, or tenants. The ground level features a bright main living area with a large picture window, living/dining space and galley kitchen. The second level includes two bedrooms and a full 4-piece bathroom, while the third level adds flexibility with an additional room that can be used as a family room, home office, or third bedroom. Location is a major highlight. This townhouse is within walking distance to schools, a grocery store, restaurants, parks, and other daily essentials, making it easy to get around without relying on a car. But if you have 2 cars this unit comes with 2 parking spaces! Whether you're a first-time buyer looking for a budget-friendly home in a convenient area or an investor seeking a solid rental opportunity, the layout and location support long-term value.

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Property Summary

This townhouse located at 4 Pearl Street, Smiths Falls is currently for sale and has been available on SousaSells for 231 days. This property is listed at $199,900 with an estimated mortgage of $665* per month. It has 2 beds, 1 bathroom, and is 1000-1199 square feet. 4 Pearl Street, Smiths Falls is in the Smiths Falls neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Smiths Falls, Smiths Falls.

Great for Small Household / Couples
What We Love About This Home
  • •2 spacious bedroom layout offering versatile living space
  • •1 well-appointed bathroom
  • •1000-1199 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Urban professionals, first-time buyers, or investors looking for low-maintenance living in Smiths Falls.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
1000-1199 sqft
Property Type
Residential Condo & Other

Additional Details

StatusSold
Sold DateFebruary 25, 2026
Sold price information is available to members only
AddedJan 14, 2026 (231 days ago)
UpdatedFeb 25, 2026 (189 days ago)
Last Checked4 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeCondo Townhouse
Architectural Style3-Storey
ConstructionBrick
BasementNone
CountyLanark
Annual Tax$1,746

Parking & Garage

Parking Total1.0
Parking Space1
Garage TypeNone

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingNone

Features

Property Features

None listed

Interior Features

  • None
  • Water Heater

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 4 Pearl Street, Unit P, Smiths Falls, ON

Q.What is the asking price for 4 Pearl Street, Unit P, Smiths Falls, ON ?

The current listing price for 4 Pearl Street, Unit P, Smiths Falls, ON in Smiths Falls, Smiths Falls is $199,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 1 bathroom across approximately 1000-1199 sqft.

Q.What property type and architectural style is 4 Pearl Street, Unit P, Smiths Falls, ON ?

4 Pearl Street, Unit P, Smiths Falls, ON is a Condo Townhouse (3-Storey) featuring a None basement.

Q.What interior features are included in this home?

Interior highlights include: None, Water Heater.

Q.Is parking available at this property?

Yes, this property offers parking space for 1.0 vehicle (None).

Q.What heating and cooling systems are installed?

Heating is provided via Electric and cooling via None.

Location

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4 Pearl Street, Unit P, Smiths Falls, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Smiths Falls, Smiths Falls

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 4 Pearl Street P, Smiths Falls, ON K7A 5B5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Smiths Falls.

Configure Loan Settings

Interest Rate4.00%
Down Payment$59,970 (30.0%)
* Minimum Canadian down payment required for this price is $9,995.
Amortization Period30 Years
Estimated Monthly Payment$665Based on a loan of $139,930 over 30 years.
Purchase Price$199,900
Loan Amount$139,930
Provincial Land Transfer Tax:$1,724
Total Estimated Closing Taxes:$1,724

About Purchasing a Home in Smiths Falls, ON

For a property listed at $199,900 in Smiths Falls, the legal minimum down payment is $9,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $1,724 for this transaction. As this listing is in Smiths Falls (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $1,724.

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Smiths Falls, Smiths Falls Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Smiths Falls, Smiths Falls.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$490,085

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Smiths Falls, Smiths Falls

Elementary Schools

Duncan J Schoular
Public41 McGill Street South, Smiths Falls, Ontario, K7A 3M9
2.6
St Francis de Sales
Public4 Ross Street, Smiths Falls, Ontario, K7A 4L5
2.9
Chimo
Public11 Ross Street, Smiths Falls, Ontario, K7A 4V7
3.7

Secondary Schools

St. Luke Catholic
Catholic5 Catherine Street, Smiths Falls, Ontario, K7A 3Z9
0.9
Smiths Falls
Public10 Ontario Street, Smiths Falls, Ontario, K7A 4P9
3.7

Smiths Falls, Smiths Falls Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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