8 Pearl Street, Unit 104, Smiths Falls, ON

$245,000
MLS#:X12214293
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2 beds
1 baths
700-799 sqft
1.0 parking
Residential Condo & Other
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Property no longer active

This property was sold on November 6, 2025. This listing is for reference purposes only. to view the sold price.

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Added:Jun 11, 2025(448 days ago)
Updated:Nov 6, 2025(300 days ago)
Last Checked:4 minutes ago

Property Highlights

Welcome to this remarkable Apartment condo apartment located in the coveted neighborhood of Smiths Falls. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $245,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-799 sqft
  • 1.0 total parking spaces available
  • Notable attributes: ERV/HRV
  • Efficient baseboard heating via electric

Description

Affordable & Convenient Main Floor Condo in Smiths Falls. Enjoy the ease of low-maintenance living with this well-kept 2 bedroom, 1 bathroom main floor condo with direct access to your very own yard. Perfect for first-time buyers, downsizers, or investors looking for a solid opportunity in Smiths Falls. This bright and functional unit offers comfortable living with two spacious bedrooms, a welcoming living area, and the added convenience of being just a short walk from the buildings laundry room. Situated close to shopping, parks, and essential services, this condo offers a practical and affordable option in a quiet, well-managed building. If you're looking for stress-free home ownership or a smart addition to your portfolio, this is the one! Book your showing today.

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Property Summary

This condo apartment located at 8 Pearl Street, Smiths Falls is currently for sale and has been available on SousaSells for 448 days. This property is listed at $245,000 with an estimated mortgage of $816* per month. It has 2 beds, 1 bathroom, and is 700-799 square feet. 8 Pearl Street, Smiths Falls is in the Smiths Falls neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Smiths Falls, Smiths Falls.

Great for Small Household / Couples
What We Love About This Home
  • •2 spacious bedroom layout offering versatile living space
  • •1 well-appointed bathroom
  • •700-799 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Urban professionals, first-time buyers, or investors looking for low-maintenance living in Smiths Falls.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
700-799 sqft
Property Type
Residential Condo & Other

Additional Details

StatusSold
Sold DateSeptember 5, 2025
Sold price information is available to members only
AddedJun 11, 2025 (448 days ago)
UpdatedNov 6, 2025 (300 days ago)
Last Checked4 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeCondo Apartment
Architectural StyleApartment
ConstructionBrick
BasementNone
CountyLanark
Annual Tax$1,364

Parking & Garage

Parking Total1.0
Parking Space1
Garage TypeNone

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingNone

Features

Property Features

  • Hospital
  • School

Interior Features

  • ERV/HRV

Security Features

  • Smoke Detector

Community Features

None listed

Frequently Asked Questions about 8 Pearl Street, Unit 104, Smiths Falls, ON

Q.What is the asking price for 8 Pearl Street, Unit 104, Smiths Falls, ON ?

The current listing price for 8 Pearl Street, Unit 104, Smiths Falls, ON in Smiths Falls, Smiths Falls is $245,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 1 bathroom across approximately 700-799 sqft.

Q.What property type and architectural style is 8 Pearl Street, Unit 104, Smiths Falls, ON ?

8 Pearl Street, Unit 104, Smiths Falls, ON is a Condo Apartment (Apartment) featuring a None basement.

Q.What key property features does 8 Pearl Street, Unit 104, Smiths Falls, ON offer?

Key property features include: Hospital, School.

Q.What interior features are included in this home?

Interior highlights include: ERV/HRV.

Q.What security features are installed at 8 Pearl Street, Unit 104, Smiths Falls, ON ?

Security features include: Smoke Detector.

Q.Is parking available at this property?

Yes, this property offers parking space for 1.0 vehicle (None).

Q.What heating and cooling systems are installed?

Heating is provided via Electric and cooling via None.

Location

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8 Pearl Street, Unit 104, Smiths Falls, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Smiths Falls, Smiths Falls

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 8 Pearl Street 104, Smiths Falls, ON K7A 5B5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Smiths Falls.

Configure Loan Settings

Interest Rate4.00%
Down Payment$73,500 (30.0%)
* Minimum Canadian down payment required for this price is $12,250.
Amortization Period30 Years
Estimated Monthly Payment$816Based on a loan of $171,500 over 30 years.
Purchase Price$245,000
Loan Amount$171,500
Provincial Land Transfer Tax:$2,175
Total Estimated Closing Taxes:$2,175

About Purchasing a Home in Smiths Falls, ON

For a property listed at $245,000 in Smiths Falls, the legal minimum down payment is $12,250 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $2,175 for this transaction. As this listing is in Smiths Falls (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $2,175.

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Smiths Falls, Smiths Falls Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Smiths Falls, Smiths Falls.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$490,194

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Smiths Falls, Smiths Falls

Elementary Schools

Duncan J Schoular
Public41 McGill Street South, Smiths Falls, Ontario, K7A 3M9
2.6
St Francis de Sales
Public4 Ross Street, Smiths Falls, Ontario, K7A 4L5
2.9
Chimo
Public11 Ross Street, Smiths Falls, Ontario, K7A 4V7
3.7

Secondary Schools

St. Luke Catholic
Catholic5 Catherine Street, Smiths Falls, Ontario, K7A 3Z9
0.9
Smiths Falls
Public10 Ontario Street, Smiths Falls, Ontario, K7A 4P9
3.7

Smiths Falls, Smiths Falls Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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